1377 Co Rd 2275 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1377 Co Rd 2275 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,499 sqft · built 2003
Lot Size	9.71 acres (422,968 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,602 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-200-010`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-200-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,499 sqft Living Area
Gross Area	5,646 sqft
1st Floor Area	2,499 sqft
Basement Area	2,499 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	422,968 sqft (9.71 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	520 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1377 COUNTY ROAD 2275 E
City	SAINT JOSEPH
State	IL
Zip	61873-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10E
Legal Township	19N
Legal Section	26
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	4
Census Block	4157
Census Tract	10702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1377 COUNTY ROAD 2275 E, SAINT JOSEPH, IL 61873-9602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2018	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 27, 2003
Transfer Doc	0000013145
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1377 COUNTY ROAD 2275 E, SAINT JOSEPH, IL 61873-9602
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016378
Date	Jul 13, 2021
Instrument	2021R16378

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

Interest

Rate Type	Fixed Rate
Rate	1.91%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1377 COUNTY ROAD 2275 E, SAINT JOSEPH, IL 61873-9602
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002935
Date	Feb 25, 2020
Instrument	2020R02935

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Interest

Rate	3.05%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1377 COUNTY ROAD 2275 E, SAINT JOSEPH, IL 61873-9602
Document Number	0000008808
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1377 COUNTY ROAD 2275 E ST JOSEPH IL 618739602, ST JOSEPH, IL 61873-9602

Mortgage

Document Number	0000008808
Date	Jun 1, 2018
Instrument	8808

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,030 (+28.63%) Land $14,010 Building $115,020	$387,090 Land $42,030 Building $345,060
2024	$7,602.00 (+16.27%)
2022	$6,538.00 Homeowner's exemption	$100,310 Land $11,520 Building $88,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
MF Wireless Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

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