13760 Calle Seco, Poway, CA 92064 Property Records

San Diego County property record for 13760 Calle Seco, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,146 sqft · built 1987
Lot Size	1.36 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Jul 2011)
Tax Bill	$10,836 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`323-430-26-00`

Property Details

APN / Parcel Number

Primary APN	`323-430-26-00`
Alternative APN	`3234302400`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,146 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	59,677 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	3234302400
Street Address	13760 CALLE SECO
City	POWAY
State	CA
Zip	92064-5864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 5 PAR B PER DOC89-444072 IN LOT 4 OF SEC 18-14-1W&IN TR 011326
Legal Range	01W
Legal Township	14
Legal Section	18
Legal Subdivision	POWAY #4278
Legal Tract	011326
Legal Block	2
Legal Lot Number	5,4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17049

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13760 CALLE SECO, POWAY, CA 92064-5864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2011 · Amount on Record
Deed Sale	Jul 29, 2011 · Amount on Record
Prior Sale	Jan 8, 1999 · Amount on Record
Deed Document Number	2011387664
Prior Transfer Date	Mar 6, 2007
Prior Transfer Doc	0000163831
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13760 CALLE SECO, POWAY, CA 92064-5864
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13760 CALLE SECO, POWAY, CA 92064-5864

Mortgage

Document Number	0000059654
Date	Mar 11, 2024
Instrument	2024-0059654

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13760 CALLE SECO, POWAY, CA 92064-5864
Document Number	0000497830
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13760 CALLE SECO POWAY CA 920645864, POWAY, CA 92064-5864

Mortgage

Document Number	0000497830
Date	Aug 31, 2020
Instrument	497830

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$976,815 (+2%) Land $340,841 Building $635,974
2025	$10,836.00 (+4.93%) Homeowner's exemption	$957,662 (+4.04%) Land $334,158 Building $623,504
2023	$10,327.00 (+1.69%) Homeowner's exemption	$920,477 Land $321,183 Building $599,294
2022	$10,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	43 (1978–2017)
Claims Outside the SFHA	14 of 43
Most Recent Claim	Feb 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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