Oconee County property record for 1376 Harbor Ridge Rd, Seneca, SC 29672
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (Aug 2023) |
| Tax Bill | $7,252 (2025) |
| Deeds & Mortgages | Jan 2026 Construction Loan Aug 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-01-01-129 |
| Primary APN | 109-01-01-129 |
|---|---|
| Alternative APN |
|
| Lot Area | 44,867 sqft (1.03 acres) |
|---|---|
| Lot Dimensions | 1 ft deep x 126 ft wide |
| Account Number | 1073759 |
|---|---|
| Street Address | 1376 HARBOR RIDGE RD |
| City | SENECA |
| State | SC |
| Zip | 29672-0499 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 130 (1.03 AC) |
| Legal Lot Number | 130 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WALHALLA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30302 |
1376 Harbor Ridge Rd, residential vacant land, is owned by an individual who bought it in August 2023.
Source: Oconee County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2000 VICTOR BABER PL, MOUNT PLEASANT, SC 29466-7238 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Aug 16, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on File |
| Deed Sale | Aug 16, 2023 · Amount on File |
| Deed Document Number | 0000001876 |
| Deed Book / Page | 2972 / 329 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 1376 HARBOR RIDGE RD, SENECA, SC 29672-0499 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2000 VICTOR BABER PL, MOUNT PLEASANT, SC 29466-7238 |
| Document Number | 0000009319 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 4776/326 |
| Instrument | 9319 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Feb 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.99% |
| Type Change Date | Feb 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 13.9% |
| Index | SOFR Average 30-Day |
| Max Rate | 13.9% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Aug 16, 2023 |
| Property Address | 1376 HARBOR RIDGE RD, SENECA, SC 29672-0499 |
| Document Number | 0000001876 |
| Book / Page | 2972 / 329 |
| Map Reference | MB B605 PG 5&6 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 1876 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,482.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
The 2025 property tax bill for 1376 Harbor Ridge Rd was $7,252.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,252.00 | $22,503 Land $21,120 Building $1,383 | $562,570 Land $528,000 Building $34,570 |
| 2023 | $7,875 (-) Land $7,875 | $196,880 (-) Land $196,880 | |
| 2022 | $7,875 Land $7,875 | $196,880 Land $196,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1376 Harbor Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1376 Harbor Ridge Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T.
5G and 4G LTE (outdoors only)
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