1376 Co Rd 2545 E, Ogden, IL 61859 Property Records

Champaign County property record for 1376 Co Rd 2545 E, Ogden, IL 61859

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,783 sqft · built 2003
Lot Size	1 acres (49,607 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,540 (2024)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-24-30-178-005`

Property Details

APN / Parcel Number

Primary APN	`17-24-30-178-005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,783 sqft Living Area
Gross Area	5,858 sqft
1st Floor Area	2,783 sqft
Basement Area	2,205 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	49,607 sqft (1 acres)
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1376 COUNTY ROAD 2545 E
City	OGDEN
State	IL
Zip	61859-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 DEER RIDGE, INGRAMS 3RD SUB
Legal Range	14W
Legal Township	19N
Legal Section	30
Legal Subdivision	DEER RIDGE, INGRAMS 3RD SUB
Legal Lot Number	21
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2026
Census Tract	10702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1376 COUNTY ROAD 2545 E, OGDEN, IL 61859-9754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 27, 2003
Transfer Doc	0000009638
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1376 COUNTY ROAD 2545 E, OGDEN, IL 61859-9754
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003131
Date	Feb 23, 2017
Instrument	2017R03131

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1376 COUNTY ROAD 2545 E, OGDEN, IL 61859-9754
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004128
Date	Feb 25, 2021
Instrument	2021R04128

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Ogden Township
Elementary School District	Prairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,130 (+23.89%) Land $20,370 Building $148,760	$507,390 (+23.89%) Land $61,110 Building $446,280
2024	$10,540.00 (+11.1%)
2022	$9,487.00 Homeowner's exemption	$136,520 Land $16,440 Building $120,080	$409,560 Land $49,320 Building $360,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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