13751 Smokestone St, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 13751 Smokestone St, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,130 sqft · built 2003
Lot Size	0.23 acres (10,009 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Jul 2026)
Tax Bill	$15,783 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`0228-044-20-0000`

Property Details

APN / Parcel Number

Primary APN	`0228-044-20-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,130 sqft Living Area
Gross Area	4,774 sqft
1st Floor Area	2,018 sqft
2nd Floor Area	2,112 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	10,009 sqft (0.23 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13751 SMOKESTONE ST
City	RANCHO CUCAMONGA
State	CA
Zip	91739-2079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16302 LOT 20 BOOK 292 PAGE 28
Legal Subdivision	TRACT 16302
Legal Tract	16302
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	2046

Owner

13751 Smokestone St is owned and occupied by two individuals who bought it in July 2026.

Source: San Bernardino County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Grant Deed, Transfer · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANC ONE MORTGAGE CORP
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit CHAFFEY FCU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHAFFEY FCU
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit CHAFFEY FCU
Sep 28, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CHAFFEY FCU
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit THINKWISE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Aug 30, 2024 · Amount on File
Deed Document Number	2026180172
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	0000356754
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 14, 2026
Property Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079
Document Number	0000180172
Instrument Date	Jul 10, 2026
Instrument	2026180172
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079

Mortgage

Document Number	0000180173,
Date	Jul 14, 2026
Instrument	2026180173

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079

Mortgage

Document Number	0000290548
Date	Nov 25, 2025
Instrument	2025-0290548

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344788
Date	Sep 25, 2019
Instrument	2019-0344788

Lender

Name	CHAFFEY FCU
Type	Credit Union
Address	UPLAND, CA 91786

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 5, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13751 SMOKESTONE ST, RCH CUCAMONGA, CA 91739-2079

Mortgage

Document Number	0000424455
Date	Oct 29, 2020
Instrument	2020-0424455

Lender

Name	CHAFFEY FCU
Type	Credit Union
Address	UPLAND, CA 91786

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079

Mortgage

Document Number	0000339820
Date	Jul 28, 2021
Instrument	2021-0339820

Lender

Name	CHAFFEY FCU
Type	Credit Union
Address	UPLAND, CA 91786

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 5, 2041

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 28, 2018
Property Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079
Document Number	0000356754
Map Reference	MB 292 PG 28-30
Instrument Date	Sep 18, 2018
Instrument	2018-0356754
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079

Mortgage

Document Number	0000356755
Date	Sep 28, 2018
Instrument	2018-0356755

Lender

Name	CHAFFEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13751 SMOKESTONE ST, RANCHO CUCAMONGA, CA 91739-2079
Document Number	0000267997
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13751 SMOKESTONE ST RANCHO CUCAMONGA CA 917392079, RANCHO CUCAMONGA, CA 91739-2079

Mortgage

Document Number	0000267997
Date	Jun 30, 2017
Instrument	267997

Lender

Name	THINKWISE CU
Address	SAN BERNARDINO, CA 92405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13751 Smokestone St was $15,783.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,336,200 (+2%) Land $334,050 Building $1,002,150
2025	$15,783.00	$1,310,000 Land $327,500 Building $982,500
2023	$7,911.00 (+1.14%)	$593,725 Land $142,032 Building $451,693
2022	$7,822.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13751 Smokestone St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13751 Smokestone St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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