13750 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 13750 Hwy 89, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,480 sqft · built 1977
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Sep 2014)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-5N-29-0000-00201-0000`

Property Details

APN / Parcel Number

Primary APN	`22-5N-29-0000-00201-0000`
Alternative APN	`N295220000002010000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,480 sqft Living Area
Gross Area	4,756 sqft
1st Floor Area	3,480 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	65,340 sqft (1.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,276 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13750 HIGHWAY 89
City	JAY
State	FL
Zip	32565-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	BEG 660 FT S OF NE CORN OF NE4 OF NE4 FOR POB THN W 230 FT THN S 210 FT THN E 230 FT THN N 210 FT TO POB & PARCEL #2: COM NE SEC CORN THN S ON E SEC LN 592.42 FT TO POB & CONT 75. 8 FT TO NE CORN OF OR 1738 PG 1078 THN W ON N PROP LN & PRJC THEREOF 2
Legal Range	29W
Legal Township	5N
Legal Section	22
Legal Lot Number	I
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	2
Census Block	2018
Census Tract	10200

Owner

13750 Hwy 89 is owned and occupied by an individual who bought it in September 2014.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	13750 HIGHWAY 89, JAY, FL 32565-2724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2014 · Amount on File
Deed Sale	Sep 24, 2014 · Amount on File
Prior Sale	Mar 13, 2013 · Amount on File
Deed Document Number	201433411
Deed Book / Page	3374 / 1208
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	0033741205
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	13750 HIGHWAY 89, JAY, FL 32565-2724
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13750 HIGHWAY 89, JAY, FL 32565-2724

Mortgage

Document Number	0046051757
Date	Apr 16, 2025
Book Page	4605/1757
Instrument	202516680

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 13750 Hwy 89 was $1,663 with a homeowner's exemption, up 6.1% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00 (+6.13%) Homeowner's exemption	$166,115 (+2.9%)	$316,619 (+8.39%) Land $19,500 Building $297,119
2024	$1,567.00 (+2.08%) Homeowner's exemption	$161,433 (+3%)	$292,121 (+1.8%) Land $15,000 Building $277,121
2023	$1,535.00 (+2.54%) Homeowner's exemption	$156,731 (+3%)	$286,946 (+4.32%) Land $13,500 Building $273,446
2022	$1,497.00 Homeowner's exemption	$152,166	$275,059 Land $9,000 Building $266,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13750 Hwy 89 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13750 Hwy 89 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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