1375 Prayer Mountain Pass, Cotopaxi, CO 81223 Property Records

Fremont County property record for 1375 Prayer Mountain Pass, Cotopaxi, CO 81223

Property Summary

Property TypePasture
Lot Size35.2 acres (1,533,312 sqft)
Owner2 Individual Names on File
Tax Bill$422 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APNR039587

Property Details

APN / Parcel Number

Primary APNR039587
Alternative APN
  • 99926112

Exterior

Lot Area1,533,312 sqft (35.2 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberR039587
Street Address1375 PRAYER MOUNTAIN PASS
CityCOTOPAXI
StateCO
Zip81223-9428
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Legal DescriptionLOT 18 AMENDED PLAT OF THE RESERVE AT TEXAS CREEK REF FROM 770-13-900
Legal SubdivisionAMENDED PLAT OF THE RESERVE AT TEXAS CRE
Legal Lot Number18
JurisdictionFREMONT CO
Township / Civil DivisionCOTOPAXI
Census Block Group2
Census Block2037
Census Tract979001

Owner

1375 Prayer Mountain Pass, an agricultural property, is owned by two individuals.

Source: Fremont County records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address9674 ADELAIDE CIR, HIGHLANDS RANCH, CO 80130-6825
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Recording DateJul 23, 2026
Property Address1375 PRAYER MOUNTAIN PASS, COTOPAXI, CO 81223-9428
Document Number0001057502
Instrument DateJul 22, 2026
Instrument20261057502
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

NameVerified Name
Address9674 ADELAIDE CIR, HIGHLANDS RANCH, CO 80130-6825

Mortgage

Document Number0001057502,
DateJul 23, 2026
Instrument20261057502
Lender
NameWESTERRA CREDIT UNION
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term379 Months
DueFeb 1, 2058
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1375 Prayer Mountain Pass was $422, up 15.9% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
Unified School DistrictFremont RE-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$422.00 (+15.93%)$8,801 (+18.25%)$32,597
2024$364.00 (-1.62%)$7,443 (-)
2023$370.00 (+22.92%)$7,443 (+16.04%)$28,192 (+16.05%)
2022$301.00$6,414$24,294

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1375 Prayer Mountain Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1375 Prayer Mountain Pass is high, ranking above 84% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 88% of Colorado
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Visionary Broadband
Fixed Wireless
25 / 3

Cell Coverage

No cell data coverage reported

Nearby Properties on Prayer Mountain Pass

Nearby Streets

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