1375 Mount Royal Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1375 Mount Royal Dr, Saint Cloud, FL 34771 · Last verified January 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$360,990 (Dec 2025)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`322531094300010710`

Property Details

APN / Parcel Number

Primary APN	`322531094300010710`

Exterior

Lot Area	3,920 sqft (0.089 acres)

Location & Zoning

Street Address	1375 MOUNT ROYAL DR
City	SAINT CLOUD
State	FL
Zip	34771-6213
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CENTER LAKE ON THE PARK PB 35 PGS 74-79 LOT 71
Legal Lot Number	71
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	43700

Owner

Source: Osceola County records · APN 322531094300010710

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1375 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Deed Document Number	2025152015
Deed Book / Page	6892 / 2397
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 12, 2025
Property Address	1375 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6213
Document Number	0068922397
Book / Page	6892 / 2397
Map Reference	MB 35 PG 74-79
Instrument Date	Dec 11, 2025
Instrument	2025152015
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2025
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,527.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1375 MOUNT ROYAL DR, SAINT CLOUD, FL 34771-6213

Mortgage

Document Number	0068922399
Date	Dec 12, 2025
Instrument	6892/2399

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,679.00	$30,000 Land $30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 70 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force 60 of 70 on primary residences

Wildfire

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	About 1 in 191 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.