1375 Lucerne Dr, Mobile, AL 36608 Property Records

Mobile County property record for 1375 Lucerne Dr, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,046 sqft · built 1968
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$134,900 (Aug 2005)
Tax Bill$824 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APNR022802092001048

Property Details

APN / Parcel Number

Primary APNR022802092001048
Alternative APNs
  • 28 02 09 2 001 048.XXX
  • 00457240
  • 457240

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,046 sqft Living Area
1st Floor Area2,046 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area580 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number457240
Street Address1375 LUCERNE DR
CityMOBILE
StateAL
Zip36608-4185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 UNIT 4 PINES ADD TO ALPINE HILLS MKB 18 P 85 #SEC 9 T4S R2W #MP28 02 09 2 001
Legal Range04S
Legal Township04S
Legal Section09
Legal SubdivisionPINES ADD
Legal Lot Number2
Legal Unit4
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1008
Census Tract3405

Owner

Source: Mobile County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1375 LUCERNE DR, MOBILE, AL 36608-4185
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Jun 17, 2019Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2005 · Amount on Record
Deed SaleAug 25, 2005 · Amount on Record
Prior SaleDec 21, 2004 · Amount on Record
Deed Document Number200563139
Deed Book / Page5834 / 392
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address1375 LUCERNE DR, MOBILE, AL 36608-4185
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1375 LUCERNE DR, MOBILE, AL 36608-4185

Mortgage

Document Number0000000022
DateJan 3, 2022
Instrument2022000022
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueJul 1, 2049

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMOBILE AL
Property Address1375 LUCERNE DR, MOBILE, AL 36608-4185
Document Number0000044905
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1375 LUCERNE DR MOBILE AL 366084185, MOBILE, AL 36608-4185

Mortgage

Document Number0000044905
DateAug 5, 2019
Instrument44905
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 4, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$824.00 (+6.19%) Homeowner's exemption$13,870 (+5.72%) Land $2,000 Building $11,870$138,700 (+5.72%) Land $20,000 Building $118,700
2024$776.00 (-1.27%) Homeowner's exemption$13,120 (-1.13%) Land $2,000 Building $11,120$131,200 (-1.13%) Land $20,000 Building $111,200
2023$786.00 Homeowner's exemption$13,270 Land $2,280 Building $10,990$132,700 Land $22,800 Building $109,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims13 (1978–2010)
Claims Outside the SFHA7 of 13
Most Recent ClaimMay 2010 · rainfall accumulation
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 66% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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