Madison County property record for 1375 Hwy 49, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,809 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,643 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051C-06-002/15 |
| Primary APN | 051C-06-002/15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,809 sqft Adjusted Area |
| 1st Floor Area | 1,941 sqft |
| 2nd Floor Area | 582 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 302 sqft |
| Patio Area | 302 sqft |
| Cooling System | Central |
|---|
| Account Number | 149 |
|---|---|
| Old Parcel Number | 051C-06 -002/15.00 |
| Street Address | 1375 HIGHWAY 49 |
| City | FLORA |
| State | MS |
| Zip | 39071-9472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.0 AC IN W1/2 NE1/4 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 06 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30302 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1375 HIGHWAY 49, FLORA, MS 39071-9472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Mar 30, 2017 | Trustee's Deed, Construction Loan BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 1998 |
| Deed Sale | Sep 29, 1998 |
| Deed Document Number | 0000042830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 1375 HIGHWAY 49, FLORA, MS 39071-9472 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1375 HIGHWAY 49, FLORA, MS 39071-9472 |
| Document Number | 004662/818 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 4662/818 |
| Instrument | 1048511 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Apr 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 30, 2017 |
| Property Address | 1375 HIGHWAY 49, FLORA, MS 39071-9472 |
| Book / Page | 003461 / 000226 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 809536 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1375 HIGHWAY 49 FLORA MS 390719472, FLORA, MS 39071-9472 |
| Document Number | 0000809536 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 003461/000226 |
| Instrument | 809536 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Mar 29, 2024 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,643.00 (+9.24%) Homeowner's exemption | $20,973 (+7.7%) | $207,600 (+6.6%) Land $28,000 Building $179,600 |
| 2024 | $1,504.00 | ||
| 2023 | $1,504.00 Homeowner's exemption | $19,474 | $194,740 Land $28,000 Building $166,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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