1375 Heritage Lndg, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1375 Heritage Lndg, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,066 sqft · built 1977
Lot Size	0.048 acres (2,077 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Apr 2017)
Tax Bill	$1,857 (2024)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`450000B093`

Property Details

APN / Parcel Number

Primary APN	`450000B093`
Alternative APN	`3-0118-5205-05-000F.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Spanish
Exterior Material	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,077 sqft (0.048 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	450000B093
Street Address	1375 HERITAGE LNDG
City	SAINT CHARLES
State	MO
Zip	63303-6175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HERITAGE #8 BLDG 5 UNIT F
Legal Subdivision	HERITAGE #8
Legal Lot Number	F
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2006
Census Tract	311146

Owner

1375 Heritage Lndg, a condominium, is owned by a company that acquired it in March 2022 and is owner-occupied.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	1375 HERITAGE LNDG, SAINT CHARLES, MO 63303-6175
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Intrafamily Transfer, Transfer
Apr 4, 2022	Beneficiary Deed, Transfer
Nov 14, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 13, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Prior Sale	Mar 13, 2017 · Amount on File
Deed Document Number	2017217230
Deed Book / Page	6726 / 592
Last Transfer Date	Mar 29, 2022
Transfer Doc	0000019027
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 12, 2022
Property Address	1375 HERITAGE LNDG, SAINT CHARLES, MO 63303-6175
Document Number	0000055805
Map Reference	MB 20 PG 27
Instrument Date	Oct 6, 2022
Instrument	2022R-055805
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1375 HERITAGE LNDG, 1375, SAINT CHARLES, MO 63303-6175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 HERITAGE LNDG, SAINT CHARLES, MO 63303-6175

April 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 4, 2022
Property Address	1375 HERITAGE LNDG, SAINT CHARLES, MO 63303-6175
Document Number	0000019027
Map Reference	MB 20 PG 27
Instrument Date	Mar 29, 2022
Instrument	2022R-019027
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9082 SUNSET RIDGE CT, HIGHLANDS RANCH, CO 80126-2652

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 14, 2018
Property Address	1375 HERITAGE LNDG, SAINT CHARLES, MO 63303-6175
Document Number	0070022303
Book / Page	007002 / 002303
Instrument Date	Oct 24, 2018
Instrument	645340
Transaction Type	Transfer
Record Updated	Dec 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 HERITAGE LNDG ST CHARLES MO 633036175, ST CHARLES, MO 63303-6175

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 12, 2017
Property Address	1375 HERITAGE LNDG, SAINT CHARLES, MO 63303-6175
Document Number	0067260592
Book / Page	006726 / 000592
Instrument Date	Mar 28, 2017
Instrument	217230
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 HERITAGE LNDG ST CHARLES MO 633036175, ST CHARLES, MO 63303-6175

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 13, 2017
Property Address	1375 HERITAGE LNDG, SAINT CHARLES, MO 63303-6175
Document Number	0067110406
Book / Page	006711 / 000406
Instrument Date	Mar 9, 2017
Instrument	150350
Transaction Type	Transfer
Record Updated	Aug 17, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 HERITAGE LNDG ST CHARLES MO 633036175, ST CHARLES, MO 63303-6175

Mortgage

Document Number	67110408
Date	Mar 13, 2017
Book Page	006711/000408
Instrument	150360

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,921 (-)	$168,006 (-) Building $168,006
2025		$31,921	$168,006 Building $168,006
2024	$1,857.00
2023		$29,775
2022			$156,710 Building $156,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1375 Heritage Lndg in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1979–2013)
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1375 Heritage Lndg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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