1375 Cobblestone Dr, Lincoln, CA 95648 Property Records

Placer County property record for 1375 Cobblestone Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1995
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on Record
Last Sale	$512,000 (May 2026)
Tax Bill	$4,914 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-670-018-000`

Property Details

APN / Parcel Number

Primary APN	`021-670-018-000`
Alternative APN	`021-670-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,452 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	4,960 sqft (0.114 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	021-670-018
Street Address	1375 COBBLESTONE DR
City	LINCOLN
State	CA
Zip	95648-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 LAKESIDE DRIVE ESTATES UNIT 1 MOR S-79
Legal Subdivision	LAKESIDE DRIVE ESTATES
Legal Lot Number	18
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2009
Census Tract	23400

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1375 COBBLESTONE DR, LINCOLN, CA 95648-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · VA Mortgage AMNET ESOP CORPORATION
May 8, 2026	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
May 4, 2020	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	202626769
Prior Transfer Date	Sep 23, 2002
Prior Transfer Doc	0000131907
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1375 COBBLESTONE DR, LINCOLN, CA 95648-2429
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 COBBLESTONE DR, LINCOLN, CA 95648-2429

Mortgage

Document Number	0000155253
Date	Dec 27, 2021
Instrument	2021-0155253

Lender

Name	AMNET ESOP CORPORATION
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 8, 2026
Property Address	1375 COBBLESTONE DR, LINCOLN, CA 95648-2429
Document Number	0000026769
Instrument Date	Apr 24, 2026
Instrument	2026.26769
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	HOMELIGHT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56,883.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1375 COBBLESTONE DR, LINCOLN, CA 95648-2429

Mortgage

Document Number	0000026770,
Date	May 8, 2026
Instrument	2026..26770

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000026771,
Date	May 8, 2026
Instrument	2026.26771

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 5, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 4, 2020
Property Address	1375 COBBLESTONE DR, LINCOLN, CA 95648-2429
Document Number	0000040705
Map Reference	MB S MAP 79
Instrument Date	May 3, 2020
Instrument	2020-0040705
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6601 BLUE OAKS BLVD APT 2901, 2901, ROCKLIN, CA 95765-5996

Mortgage

Document Number	0000040706
Date	May 4, 2020
Instrument	2020-0040706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,356 (+2%) Land $145,014 Building $284,342
2025	$4,914.00 (+0.92%) Homeowner's exemption	$420,938 (+4.04%) Land $142,171 Building $278,767
2024	$4,869.00 (+1.23%)
2023	$4,810.00 (+1.35%) Homeowner's exemption	$404,594 Land $136,651 Building $267,943
2022	$4,746.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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