1375 Borden Dr, Elgin, IL 60120 Property Records

Cook County property record for 1375 Borden Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,751 sqft · built 1983
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jul 2026)
Tax Bill	$6,818 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-108-008`

Property Details

APN / Parcel Number

Primary APN	`06-17-108-008`
Alternative APN	`06-17-108-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,751 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,100 sqft (0.209 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1375 BORDEN DR
City	ELGIN
State	IL
Zip	60120-4368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PARKWOOD) (EAST) (UNIT2) A SUB OF PT LYING W OF COMM ONWEALTH EDISON CO ROW IN THE NW SEC 17-41-09
Legal Range	09E
Legal Township	41N
Legal Section	17
Legal Subdivision	PARKWOOD EAST UNIT2
Legal Lot Number	157
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3022
Census Tract	804404

Owner

Source: Cook County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1123 MANCHESTER CIR, GRAYSLAKE, IL 60030-3350
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Nov 5, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Apr 21, 2005 · Amount on Record
Deed Document Number	202618920146
Prior Transfer Date	May 11, 2009
Prior Transfer Doc	0000055037
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 8, 2026
Property Address	1375 BORDEN DR, ELGIN, IL 60120-4368
Document Number	0000020146
Instrument Date	Jun 26, 2026
Instrument	202620146
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	TITLE ESCROW, BLUEBIRD TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,448.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1123 MANCHESTER CIR, GRAYSLAKE, IL 60030-3350

Mortgage

Document Number	0000020147,
Date	Jul 8, 2026
Instrument	202618920147

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1375 BORDEN DR, ELGIN, IL 60120-4368
Document Number	2102039020
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1375 BORDEN DR ELGIN IL 601204368, ELGIN, IL 60120-4368

Mortgage

Document Number	2102039020
Date	Jan 20, 2021
Instrument	2039020

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 (+22.22%) Land $6,370 Building $26,630	$330,000 (+22.22%) Land $63,700 Building $266,300
2023	$6,818.00 (+3.37%)
2022	$6,596.00 Homeowner's exemption	$27,000 Land $5,915 Building $21,085	$270,000 Land $59,150 Building $210,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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