Orange County property record for 13746 Cepheus Dr, Orlando, FL 32828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 2008 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,000 (May 2017) |
| Tax Bill | $4,076 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-32-1007-01-440 |
| Primary APN | 06-23-32-1007-01-440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| Gross Area | 2,479 sqft |
| 1st Floor Area | 1,714 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,445 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13746 CEPHEUS DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | AVALON PARK NORTHWEST VILLAGE PHASES 2,3 & 4 63/94 LOT 144 |
| Legal Range | 32E |
| Legal Township | 23S |
| Legal Section | 06 |
| Legal Subdivision | AVALON PK NORTHWEST VLG PH 2, 3 & 4 |
| Legal Phase | S |
| Legal Tract | 1007 |
| Legal Block | 1 |
| Legal Lot Number | 144 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 16749 |
13746 Cepheus Dr is owned and occupied by an individual who bought it in May 2017.
Source: Orange County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13746 CEPHEUS DR, ORLANDO, FL 32828-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION |
| Apr 2, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION |
| Aug 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on File |
| Deed Sale | May 17, 2017 · Amount on File |
| Prior Sale | May 22, 2008 · Amount on File |
| Deed Document Number | 2017274905 |
| Prior Transfer Date | Apr 8, 2015 |
| Prior Transfer Doc | 0000231729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 3, 2026 |
| Property Address | 13746 CEPHEUS DR, ORLANDO, FL 32828-9314 |
| Document Number | 0000193780 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026193780 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 13746 CEPHEUS DR, ORLANDO, FL 32828-9314 |
| Document Number | 0000193780, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 2026193780 |
| Name | WATERSTONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 13746 CEPHEUS DR, ORLANDO, FL 32828-9314 |
| Document Number | 0000191415 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026191415 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CITRUS CLOSING GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13746 CEPHEUS DR, ORLANDO, FL 32828-9314 |
| Document Number | 0000191416, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 2026191416 |
| Name | WATERSTONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 26, 2021 |
| Property Address | 13746 CEPHEUS DR, ORLANDO, FL 32828-9314 |
| Document Number | 20210522812 |
| Map Reference | MB 63 PG 94-103 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 20210522812 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | HOMELAND TITLE SOURCE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13746 CEPHEUS DR, ORLANDO, FL 32828-9314 |
| Document Number | 20210522813 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 20210522813 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 17, 2017 |
| Property Address | 13746 CEPHEUS DR, ORLANDO, FL 32828-9314 |
| Document Number | 0000274905 |
| Map Reference | MB 63 PG 94-103 |
| Instrument Date | May 10, 2017 |
| Instrument | 20170274905 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | METES AND BOUNDS TITLE COMPA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,743.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3632 LA JOLLA DR, 3632, CLERMONT, FL 34711-6639 |
| Name | Verified Name |
|---|---|
| Address | 13746 CEPHEUS DR, ORLANDO, FL 32828-9314 |
| Document Number | 0000274907 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 20170274907 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 13746 Cepheus Dr was $4,076, up 6.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,382 (+2.7%) | $367,070 (-1.27%) Land $70,000 Building $297,070 | |
| 2025 | $4,076.00 (+6.73%) Homeowner's exemption | $255,484 | $371,810 Land $70,000 Building $301,810 |
| 2024 | $3,819.00 (+7.46%) | ||
| 2023 | $3,554.00 (+3.71%) Homeowner's exemption | $241,052 (+3%) | $363,731 (+14.86%) Land $70,000 Building $293,731 |
| 2022 | $3,427.00 Homeowner's exemption | $234,031 | $316,679 Land $70,000 Building $246,679 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13746 Cepheus Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13746 Cepheus Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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