13740 Cole Trl, Platte City, MO 64079 Property Records

Platte County property record for 13740 Cole Trl, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,571 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$394,994 (May 2024)
Tax Bill	$3,908 (2024)
Deeds & Mortgages	May 2024 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-10-01-400-006-001-000`

Property Details

APN / Parcel Number

Primary APN	`16-10-01-400-006-001-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,571 sqft Living Area
Gross Area	4,188 sqft
1st Floor Area	1,763 sqft
Basement Area	1,763 sqft
Finished Basement	1,763 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	124 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	228 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	13740 COLE TRL
City	PLATTE CITY
State	MO
Zip	64079-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT WAY 1ST LOT 12
Legal Range	35W
Legal Township	52N
Legal Section	01
Legal Subdivision	SUMMIT WAY 1ST
Legal Lot Number	12
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2019
Census Tract	30501

Owner

13740 Cole Trl is owned and occupied by two individuals who bought it in May 2024.

Source: Platte County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13740 COLE TRL, PLATTE CITY, MO 64079-9695
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Warranty Deed, Transfer · VA Mortgage CENTRAL TRUST BANK
Dec 29, 2023	Warranty Deed, Transfer APEX TITLE COMPANY, APEX TITLE MO
Feb 8, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 12, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on File
Deed Sale	May 7, 2024 · Amount on File
Prior Sale	Dec 29, 2023
Deed Document Number	20244180
Deed Book / Page	1405 / 73
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	May 7, 2024
Property Address	13740 COLE TRL, PLATTE CITY, MO 64079-9695
Document Number	0014050073
Book / Page	1405 / 73
Instrument Date	Apr 30, 2024
Instrument	2024004180
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13740 COLE TRL, PLATTE CITY, MO 64079-9695

Mortgage

Document Number	2024004181
Date	May 7, 2024
Instrument	2024004181

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Dec 29, 2023
Property Address	13740 COLE TRL, PLATTE CITY, MO 64079-9695
Document Number	0014000899
Book / Page	1400 / 899
Instrument Date	Nov 10, 2023
Instrument	2023012747
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	APEX TITLE COMPANY, APEX TITLE MO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	13740 COLE TRL, PLATTE CITY, MO 64079-9695
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137400 COLE TRL, PLATTE CITY, MO 64079

Mortgage

Document Number	0013890418
Date	Feb 8, 2023
Book Page	1389/418
Instrument	2023001169

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Aug 12, 2020
Property Address	13740 COLE TRL, PLATTE CITY, MO 64079-9695
Document Number	0013370042
Book / Page	1337 / 42
Instrument Date	Jul 30, 2020
Instrument	2020013001
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13740 COLE TRL, PLATTE CITY, MO 64079-9695

Mortgage

Document Number	2020013002
Date	Aug 12, 2020
Instrument	2020013002

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Mortgage

Document Number	0013370044
Date	Aug 12, 2020
Book Page	1337/44
Instrument	2020013003

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,430 Land $9,653 Building $46,777	$296,999 Land $50,805 Building $246,194
2024	$3,908.00 (+4.13%)
2023	$3,753.00	$56,430 Land $9,653 Building $46,777	$296,999 Land $50,805 Building $246,194
2018	$2,768.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13740 Cole Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13740 Cole Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CITY PWS serves 4,691 people · EPA ID MO1010646
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Fidium Fiber.

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