1374 Pine Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1374 Pine Bluff Dr, Saint Charles, MO 63304

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,521 sqft · built 2001
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (May 2023)
Tax Bill$3,588 (2025)
Deeds & MortgagesMay 2023 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT011100057

Property Details

APN / Parcel Number

Primary APNT011100057
Alternative APN
  • 3-0016-8443-00-018C.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,521 sqft Living Area
1st Floor Area1,521 sqft
Basement Area1,485 sqft
Finished Basement1,250 sqft

Exterior

Year BuiltBuilt 2001
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area42 sqft
Patio Area480 sqft

Location & Zoning

Account NumberT011100057
Old Parcel NumberT011100057
Street Address1374 PINE BLUFF DR
CitySAINT CHARLES
StateMO
Zip63304-8784
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPINE BLUFF VILLAS LOT 18C
Legal SubdivisionPINE BLUFF VILLAS
Legal Lot Number18C
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group4
Census Block4004
Census Tract311122

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1374 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Warranty Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO
Dec 17, 2020Deed of Trust, Mortgage
GUILD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Prior SaleFeb 2, 2015
Deed Document Number0202317748
Deed Book / Page2023 / 17748
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 10, 2023
Property Address1374 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Document Number0000017748
Map ReferenceMB 36 PG 345
Instrument DateMay 5, 2023
Instrument2023R-017748
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1374 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784

Mortgage

Document Number0000017749
DateMay 10, 2023
Instrument2023R-017749
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1374 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Document Number0000100932
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1374 PINE BLUFF DR ST CHARLES MO 633048784, ST CHARLES, MO 63304-8784

Mortgage

Document Number0000100932
DateDec 22, 2020
Instrument100932
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,588.00 (+16.61%)$60,433 (+10.88%)$318,070 (+10.88%)
2023$54,502 (+14%)
2022$3,077.00$47,808$286,854 (+14%) Building $286,854
2021$251,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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