13738 Steeples Rd, Lemont, IL 60439 Property Records

Cook County property record for 13738 Steeples Rd, Lemont, IL 60439

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 2,036 sqft · built 1998
Lot Size0.049 acres (2,136 sqft)
OwnerIndividual Name on Record
Last Sale$234,000 (May 2020)
Tax Bill$7,481 (2023)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-27-203-066

Property Details

APN / Parcel Number

Primary APN22-27-203-066
Alternative APN
  • 22-27-203-066-0000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,036 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area2,136 sqft (0.049 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address13738 STEEPLES RD
CityLEMONT
StateIL
Zip60439-7323
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Range11E
Legal Township37N
Legal Section27
Legal SubdivisionSTEEPLES PH 01/FIALA-CHOWANIEC
Legal Lot Number26
JurisdictionCOOK IL
Township / Civil DivisionLEMONT
Census Block Group1
Census Block1083
Census Tract824004

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13738 STEEPLES RD, LEMONT, IL 60439-7323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Dec 29, 2025Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
May 5, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2020 · Amount on Record
Deed SaleMay 5, 2020 · Amount on Record
Prior SaleOct 6, 2005 · Amount on Record
Deed Document Number202039159
Prior Transfer DateMar 27, 2020
Prior Transfer Doc0000039159
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateMay 19, 2026
Property Address13738 STEEPLES RD, LEMONT, IL 60439-7323
Document Number0000025045
Instrument DateMay 12, 2026
Instrument202625045
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13738 STEEPLES RD, LEMONT, IL 60439-7323

Mortgage

Document Number0000025045,
DateMay 19, 2026
Instrument202625045
Lender
NameFIRST AMERICAN BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate8.25%
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address13738 STEEPLES RD, LEMONT, IL 60439-7323
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036324228
DateDec 29, 2025
Instrument2536324228
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 28, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMay 5, 2020
Property Address13738 STEEPLES RD, LEMONT, IL 60439-7323
Document Number2012639159
Instrument DateMar 27, 2020
Instrument12639159
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$234.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13738 STEEPLES RD LEMONT IL 604397323, LEMONT, IL 60439-7323

Mortgage

Document Number2012639160
DateMay 5, 2020
Instrument12639160
Lender
NameFIRST NAT'L BK/OMAHA
TypeBank
AddressOMAHA, NE 68197-3165
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 4, 2050
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLemont Township
MunicipalityLemont Village
Elementary School DistrictLemont-Bromberek Combined School District 113A (PK - 08)
Secondary School DistrictLemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,000 (+31.27%) Land $2,350 Building $33,650$360,000 (+31.27%) Land $23,500 Building $336,500
2023$7,481.00 (+44.9%)
2022$5,163.00 Homeowner's exemption Senior Citizen's exemption$27,425 Land $2,990 Building $24,435$274,250 Land $29,900 Building $244,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEMONT
serves 18,513 people · EPA ID IL0311620
Water SourceGroundwater
Last State InspectionJun 2023
Lead25 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2026
Lead public education
Aug 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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