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13735 98th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 13735 98th St, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details2,100 sqft · built 2020
Lot Size0.93 acres (40,510 sqft)
Owner2 Individual Names on File
Last Sale$163,500 (May 2021)
Tax Bill$2,259 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN32-02S-13E-08325-050170

Property Details

APN / Parcel Number

Primary APN32-02S-13E-08325-050170
Alternative APN
  • 08325050170

Interior

Building Area2,100 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleMobile Home
Lot Area40,510 sqft (0.93 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address13735 98TH ST
CityLIVE OAK
StateFL
Zip32060-0365
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG .93 ACRES LOT 17 OLD SUGAR MILL FARMS PHASE 5 ORB 2266 P 176 WD YR 2021
Legal Range13E
Legal Township02S
Legal Section32
Legal SubdivisionSUGAR MILL FARMS
Legal Phase5
Legal Lot Number17
Legal Unit17
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1007
Census Tract970402

Owner

Source: Suwannee County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address13735 98TH ST, LIVE OAK, FL 32060-0365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Jul 6, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2021 · Amount on File
Deed SaleMay 10, 2021 · Amount on File
Prior SaleJul 6, 2020 · Amount on File
Deed Document Number2021238087
Deed Book / Page2266 / 176
Prior Transfer DateJul 2, 2020
Prior Transfer Doc0000227533
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateMay 10, 2021
Property Address13735 98TH ST, LIVE OAK, FL 32060-0365
Document Number0000238087
Book / Page2266 / 176
Map ReferenceMB 1 PG 537
Instrument DateApr 30, 2021
Instrument2021238087
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyREALTY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,144.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12788 US HIGHWAY 90, 12788, LIVE OAK, FL 32060-8859

Transferred To (Grantee/Buyer)

NameVerified Name
Address13735 98TH ST, LIVE OAK, FL 32060-0365

Mortgage

Document Number0000000177
DateMay 10, 2021
Instrument2266/177
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 1, 2041

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJul 6, 2020
Property Address13735 98TH ST, LIVE OAK, FL 32060-0365
Document Number0000227533
Book / Page002196 / 000209
Instrument DateJul 2, 2020
Instrument227533
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12788 US HIGHWAY 90 LIVE OAK FL 320608859, LIVE OAK, FL 32060-8859

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$242,985 (+46.81%) Land $25,575 Building $217,410$242,985 (+24.66%) Land $25,575 Building $217,410
2024$2,259.00 (+2.68%)
2023$2,200.00 (+3%) Homeowner's exemption$165,505 (+3%)$194,925 (+21.31%) Land $25,575 Building $169,350
2022$2,136.00 Homeowner's exemption$160,684$160,684 Land $19,920 Building $140,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims8 (2012–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		200 / 20

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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