13731 SE 127th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 13731 SE 127th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	1 ba · 497 sqft · built 1995
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2021)
Tax Bill	$385 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-25-38-36-0020-00000-0040`

Property Details

APN / Parcel Number

Primary APN	`1-25-38-36-0020-00000-0040`

Interior

Full Baths	1 Bath
Building Area	497 sqft Heated Area
Gross Area	2,649 sqft

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.114 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	13731 SE 127TH TER
City	OKEECHOBEE
State	FL
Zip	34974
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BLUE CYPRESS GOLF & RV RESORT UNIT NO. 4, BLUE CYPRESS GOLF & RV RESORT, PHASE 1, AN RV CONDOMINIUM, ACCORDING TO THE DECLARA
Legal Range	36E
Legal Township	38S
Legal Section	25
Legal Subdivision	BLUE CYPRESS GOLF & RV RESORT
Legal Phase	1
Legal Unit	4
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2068
Census Tract	910401

Owner

13731 SE 127th Ter, a mobile home, is owned and occupied by an individual who bought it in September 2021.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13801 US HIGHWAY 441 SE # 4, 4, OKEECHOBEE, FL 34974-2030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	May 11, 2016 · Amount on File
Deed Document Number	2021011827
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 17, 2021
Property Address	13731 SE 127TH TER, OKEECHOBEE, FL 34974
Document Number	2021011827
Map Reference	MB 320 PG 741-811
Instrument Date	Sep 15, 2021
Instrument	2021011827
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13801 US HIGHWAY 441 SE, 13801, OKEECHOBEE, FL 34974-2030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13731 SE 127TH TER, OKEECHOBEE, FL 34974

Mortgage

Document Number	2021011828
Date	Sep 17, 2021
Instrument	2021011828

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13731 SE 127th Ter was $385 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$385.00 Homeowner's exemption	$58,002	$81,135 Land $33,600 Building $47,535
2023	$662.00 (-32.72%) Homeowner's exemption	$54,725 (+3%)	$64,066 (+20.58%) Land $20,000 Building $44,066
2022	$984.00	$53,131 Land $13,600 Building $39,531	$53,131 Land $13,600 Building $39,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13731 SE 127th Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	8 (2004–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13731 SE 127th Ter is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Xfinity.

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