1373 Tamera Dr, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1373 Tamera Dr, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jun 2014)
Tax Bill	$8,531 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-023-043`

Property Details

APN / Parcel Number

Primary APN	`062-023-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1375 TAMERA DR
City	OCEANO
State	CA
Zip	93445-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 708 LT 21
Legal Subdivision	TRACT 708
Legal Tract	708
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1004
Census Tract	12202

Owner

1373 Tamera Dr is owned and occupied by an individual who acquired it in August 2018.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1375 TAMERA DR, OCEANO, CA 93445-9110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 10, 2018	Intrafamily Transfer, Transfer · Construction Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2014 · Amount on File
Deed Sale	Jun 20, 2014 · Amount on File
Deed Document Number	201424532
Last Transfer Date	Aug 8, 2018
Transfer Doc	0000033188
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1373 TAMERA DR, OCEANO, CA 93445-9110
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 TAMERA DR, OCEANO, CA 93445-9110

Mortgage

Document Number	0000068652
Date	Oct 12, 2021
Instrument	2021068652

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1373 TAMERA DR, OCEANO, CA 93445-9110
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021717
Date	May 4, 2020
Instrument	2020021717

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 10, 2018
Property Address	1373 TAMERA DR, OCEANO, CA 93445-9110
Document Number	0000033188
Map Reference	MB9 PG75
Instrument Date	Aug 8, 2018
Instrument	2018033188
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 LOGANBERRY, OCEANO, CA 93445

Mortgage

Document Number	0000033189
Date	Aug 10, 2018
Instrument	2018033189

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1373 Tamera Dr was $8,531 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$758,812 (+2%) Land $123,968 Building $634,844
2025	$8,531.00 Homeowner's exemption	$743,935 Land $121,538 Building $622,397
2023	$8,146.00 (+1.44%) Homeowner's exemption	$715,049 Land $116,819 Building $598,230
2022	$8,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1373 Tamera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1373 Tamera Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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