1373 Sunburst Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1373 Sunburst Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,270 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$401,000 (Apr 2026)
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A984000152`

Property Details

APN / Parcel Number

Primary APN	`A984000152`
Alternative APN	`4-0022-7753-00-0126.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,270 sqft Living Area
Gross Area	4,152 sqft
1st Floor Area	1,884 sqft
Basement Area	1,848 sqft
Finished Basement	1,386 sqft
Unfinished Basement	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A984000152
Street Address	1373 SUNBURST DR
City	O FALLON
State	MO
Zip	63366-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET RIDGE EST PH1 #1 LOT 126
Legal Subdivision	SUNSET RIDGE EST PH1 #1
Legal Lot Number	126
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3008
Census Tract	311907

Owner

1373 Sunburst Dr is owned and occupied by two individuals who bought it in April 2026.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1373 SUNBURST DR, O FALLON, MO 63366-3434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Apr 2, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 10, 2018	Quit Claim Deed, Transfer HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Jan 10, 2018 · Amount on File
Deed Document Number	202615164
Prior Transfer Date	May 24, 2004
Prior Transfer Doc	0000509080
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1373 SUNBURST DR, O FALLON, MO 63366-3434
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1373 SUNBURST DR, O FALLON, MO 63366-3434

Mortgage

Document Number	0000043717
Date	Oct 23, 2023
Instrument	2023R-043717

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1373 SUNBURST DR, O FALLON, MO 63366-3434
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1373 SUNBURST DR, O FALLON, MO 63366-3434

Mortgage

Document Number	0000070030
Date	Aug 20, 2021
Instrument	2021R-070030

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 2, 2026
Property Address	1373 SUNBURST DR, O FALLON, MO 63366-3434
Document Number	0000015164
Instrument Date	Mar 30, 2026
Instrument	202615164
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1373 SUNBURST DR, O FALLON, MO 63366-3434

Mortgage

Document Number	0000015165,
Date	Apr 2, 2026
Instrument	202615165

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1373 SUNBURST DR, O FALLON, MO 63366-3434
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1373 SUNBURST DR, O FALLON, MO 63366-3434

Mortgage

Document Number	2021R070030
Date	Aug 20, 2021
Instrument	2021R-070030

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1373 SUNBURST DR, O FALLON, MO 63366-3434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070382395
Date	Feb 22, 2019
Book Page	7038/2395
Instrument	20190222000081140

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 10, 2018
Property Address	1373 SUNBURST DR, O FALLON, MO 63366-3434
Document Number	0068651629
Book / Page	006865 / 001629
Instrument Date	Jan 5, 2018
Instrument	19280
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1373 SUNBURST DR O FALLON MO 633663434, O FALLON, MO 63366-3434

Mortgage

Document Number	68651632
Date	Jan 10, 2018
Book Page	006865/001632
Instrument	19290

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1373 Sunburst Dr was $4,891, up 4.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,660 (-)	$377,157 (-) Land $65,000 Building $312,157
2025	$4,891.00 (+4.67%)	$71,660	$377,157 Land $65,000 Building $312,157
2024	$4,673.00
2023		$66,516
2022			$350,083 Land $55,000 Building $295,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1373 Sunburst Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1373 Sunburst Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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