1373 State Rte 10, Jefferson, NY 12093 Property Records

Schoharie County and Jefferson Town property record for 1373 State Rte 10, Jefferson, NY 12093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,800 sqft · built 1895
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Aug 2006)
Tax Bill	$4,143 (2026)
Deeds & Mortgages	Nov 2019 Refinance Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`433600 157.3-1-8`

Property Details

APN / Parcel Number

Primary APN	`433600 157.3-1-8`
Alternative APNs	`360015700300010080000000` `485J100081`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	194 ft deep x 77.3 ft wide
Garage Type	Attached
Garage Area	180 sqft
Porch	Slab
Porch Area	375 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	485J100081
Street Address	1373 STATE ROUTE 10
City	JEFFERSON
State	NY
Zip	12093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4045
Census Tract	740600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson Historic District listed 2025 · 112 contributing resources · NRIS 100011783

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schoharie County and Jefferson Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 122, JEFFERSON, NY 12093-0122
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2006 · Amount on Record
Deed Sale	Aug 30, 2006 · Amount on Record
Deed Book / Page	818 / 291
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	1373 STATE ROUTE 10, JEFFERSON, NY 12093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1860/38
Date	Nov 21, 2019
Book Page	1860/38
Instrument	769735

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	1373 STATE ROUTE 10, JEFFERSON, NY 12093
Transaction Type	Mortgage
Record Updated	Nov 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 000000726819
Date	Oct 18, 2017
Book Page	0000001778/0000000019
Instrument	000000726819

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Jefferson Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Jefferson Town
Unified School District	Jefferson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,143.00 (+1.22%)
2025	$4,093.00 (+87.32%)	$67,500 (-) Land $7,000 Building $60,500	$177,632 (+10.53%) Land $18,421 Building $159,211
2023		$67,500 (-) Land $7,000 Building $60,500	$160,714 (+11.9%) Land $16,667 Building $144,047
2022		$67,500 Land $7,000 Building $60,500	$143,617 Land $14,894 Building $128,723
2021	$2,185.00 (-51.83%)
2020	$4,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON WATER DISTRICT serves 300 people · EPA ID NY4700095
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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