13728 Spring Lake Rd, Minnetonka, MN 55345 Property Records

Hennepin County property record for 13728 Spring Lake Rd, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,100 sqft · built 1987
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Nov 2022)
Tax Bill	$5,941 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-117-22-24-0023`

Property Details

APN / Parcel Number

Primary APN	`22-117-22-24-0023`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,100 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,100 sqft
Basement Area	880 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	271 ft deep x 106 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	576 sqft
Deck Area	153 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	13728 SPRING LAKE RD
City	MINNETONKA
State	MN
Zip	55345-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	UNPLATTED 22 117 22 BEG AT A POINT ON N LINE OF SE 1/4 OF NW 1/4 DIS 565 FT W FROM NE COR THOF TH W ALONG SAID N LINE DIS 81.69 FT TH S 8 DEG 49 MIN 48 SEC W DIS 270.55 T S 106X271X82X295
Legal Range	22
Legal Township	117
Legal Section	22
Legal Quarter	24
Legal Subdivision	UNPLATTED 22 117 22
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	1
Census Block	1007
Census Tract	26202

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13728 SPRING LAKE RD, MINNETONKA, MN 55345-2330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 14, 2022	Intrafamily Transfer, Transfer
Sep 4, 2018	Warranty Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20225987148
Prior Transfer Date	Apr 1, 2022
Prior Transfer Doc	00T5939275
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 28, 2022
Property Address	13728 SPRING LAKE RD, MINNETONKA, MN 55345-2330
Document Number	00T5987148
Instrument Date	Nov 16, 2022
Instrument	T5987148
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13728 SPRING LAKE RD, MINNETONKA, MN 55345-2330

Mortgage

Document Number	00T5987149
Date	Nov 28, 2022
Instrument	T5987149

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Apr 14, 2022
Property Address	13728 SPRING LAKE RD, MINNETONKA, MN 55345-2330
Document Number	00T5939275
Instrument Date	Apr 1, 2022
Instrument	T5939275
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13728 SPRING LAKE RD, MINNETONKA, MN 55345-2330

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 4, 2018
Property Address	13728 SPRING LAKE RD, MINNETONKA, MN 55345-2330
Document Number	0005559343
Instrument Date	Jul 27, 2018
Instrument	5559343
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,241.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13728 SPRING LAKE RD MINNETONKA MN 553452330, MINNETONKA, MN 55345-2330

Mortgage

Document Number	5559344
Date	Sep 4, 2018
Instrument	5559344

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,941.00 (+10.28%)	$465,700 (+4.58%) Land $213,400 Building $252,300	$465,700 (+4.58%) Land $213,400 Building $252,300
2024	$5,387.00 (+3.62%)	$445,300 (+0.23%) Land $213,400 Building $231,900	$445,300 (+0.23%) Land $213,400 Building $231,900
2023	$5,199.00 Homeowner's exemption
2022		$444,300 Land $213,400 Building $230,900	$444,300 Land $213,400 Building $230,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks, T-Mobile.

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