13724 Creekside Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 13724 Creekside Dr, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,144 sqft · built 1994
Lot Size	1 acres (43,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,950 (Dec 1993)
Tax Bill	$8,989 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-02973597`

Property Details

APN / Parcel Number

Primary APN	`05-02973597`
Alternative APN	`02973597`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	5,144 sqft Living Area
Gross Area	5,496 sqft
1st Floor Area	2,030 sqft
Basement Area	1,242 sqft
Finished Basement	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,756 sqft
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02973597
Street Address	13724 CREEKSIDE DR
City	SILVER SPRING
State	MD
Zip	20904-5418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD2
Legal Description	PLAT 18624 FAIRLAND ESTATES
Legal Subdivision	FAIRLAND ESTATES
Legal Block	F
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	701414

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13724 CREEKSIDE DR, SILVER SPRING, MD 20904-5418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Venture

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Deed of Trust, Mortgage · ARM SUNTRUST MORTGAGE INC
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 1993 · Amount on Record
Deed Sale	Dec 6, 1993 · Amount on Record
Deed Book / Page	12078 / 116
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13724 CREEKSIDE DR, SILVER SPRING, MD 20904-5418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0562610484
Date	Jul 2, 2018
Book Page	56261/484

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13724 CREEKSIDE DR, SILVER SPRING, MD 20904-5418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0577760320
Date	Jun 26, 2019
Book Page	57776/320

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13724 CREEKSIDE DR, SILVER SPRING, MD 20904-5418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13724 CREEKSIDE DR, SILVER SPRING, MD 20904-5418

Mortgage

Document Number	0601820080
Date	Aug 3, 2020
Book Page	60182/80

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13724 CREEKSIDE DR, SILVER SPRING, MD 20904-5418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601820100
Date	Aug 3, 2020
Book Page	60182/100

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$826,400 (+5.71%) Land $273,700 Building $552,700	$826,400 (-) Land $273,700 Building $552,700
2025	$8,989.00 (+24.6%)	$781,767 (+12.89%)	$826,400 (+19.34%) Land $273,700 Building $552,700
2023		$692,500 Land $273,700 Building $418,800	$692,500 Land $273,700 Building $418,800
2022	$7,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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