13723 Jimtown Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 13723 Jimtown Rd, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,310 sqft · built 2004
Lot Size0.343 acres (14,955 sqft)
OwnerIndividual Name on Record
Last Sale$465,000 (Apr 2024)
Tax Bill$6,509 (2025)
Deeds & MortgagesNov 2025 Mortgage
Apr 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-362588

Property Details

APN / Parcel Number

Primary APN15-362588
Alternative APN
  • 362588

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,310 sqft Living Area
Gross Area3,312 sqft
1st Floor Area1,560 sqft
Basement Area750 sqft
Finished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,955 sqft (0.343 acres)
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces
Deck Area288 sqft
Shed1 Shed
Shed Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number362588
Street Address13723 JIMTOWN RD
CityTHURMONT
StateMD
Zip21788-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 1 SECTION 1 14,955 SQ. FT. KOONTZ/GETZ DIVISION
Legal SubdivisionKOONTZ & GETZ DIV SEC 01
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group5
Census Block5002
Census Tract753001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address13723 JIMTOWN RD, THURMONT, MD 21788-2206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · VA Mortgage
TJC MORTGAGE INC
Apr 24, 2024Deed, Transfer · VA Mortgage
DIRECT MORTGAGE LOANS LLC
Sep 26, 2018Loan Modification, Mortgage · Conventional Mortgage
SANDY SPRING BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2024 · Amount on Record
Deed SaleApr 24, 2024 · Amount on Record
Prior SaleDec 15, 2004 · Amount on Record
Deed Book / Page16838 / 206
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address13723 JIMTOWN RD, THURMONT, MD 21788-2206
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyCLEAR TITLE, CLEAR TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13723 JIMTOWN RD, THURMONT, MD 21788-2206

Mortgage

Document Number0176110206
DateNov 19, 2025
Book Page17611/206
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 24, 2024
Property Address13723 JIMTOWN RD, THURMONT, MD 21788-2206
Document Number0168380206
Book / Page16838 / 206
Map ReferenceMB 75 PG 141
Instrument DateApr 24, 2024
Transaction TypeTransfer
Record UpdatedMay 6, 2024
Title CompanyCLEAR TITLE, CLEAR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address13723 JIMTOWN RD, THURMONT, MD 21788-2206

Mortgage

Document Number0016838212
DateApr 24, 2024
Instrument16838/212
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address13723 JIMTOWN RD, THURMONT, MD 21788-2206
Document Number0126690044
Instrument DateSep 26, 2018
Transaction TypeMortgage
Record UpdatedOct 25, 2018
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address13723 JIMTOWN RD THURMONT MD 217882206, THURMONT, MD 21788-2206

Mortgage

Document Number0126690044
DateOct 12, 2018
Book Page012669/000044
Lender
NameSANDY SPRING BK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueOct 11, 2058

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,900 (+11.17%) Land $66,900 Building $409,000$475,900 (-) Land $66,900 Building $409,000
2025$6,509.00 (+12.11%)$428,100 (+28.75%)$475,900 (+43.13%) Land $66,900 Building $409,000
2024$5,806.00 (+14.97%)
2023$5,050.00 Homeowner's exemption$332,500 Land $63,200 Building $269,300$332,500 Land $63,200 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF THURMONT
serves 6,200 people · EPA ID MD0100023
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2025
Lead4 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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