13721 Ridge Hill Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 13721 Ridge Hill Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1979
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Mar 2025)
Tax Bill	$7,628 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`398-431-25-00`

Property Details

APN / Parcel Number

Primary APN	`398-431-25-00`
Alternative APN	`3982802200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	77,537 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3982802200
Street Address	13721 RIDGE HILL RD
City	EL CAJON
State	CA
Zip	92021-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 41 LOT 4 /EXC HWY OP/ POR TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	DB0170PG
Legal Block	41
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16809

Owner

13721 Ridge Hill Rd is owned and occupied by two individuals who bought it in March 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13721 RIDGE HILL RD, EL CAJON, CA 92021-2107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT MORTGAGE CORPORATION
Feb 25, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 26, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Prior Sale	Apr 26, 2019 · Amount on File
Deed Document Number	202559325
Prior Transfer Date	Oct 9, 2002
Prior Transfer Doc	0000876210
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2026
Property Address	13721 RIDGE HILL RD, EL CAJON, CA 92021-2107
Document Number	0000111991
Instrument Date	Apr 17, 2026
Instrument	2026111991
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	13721 RIDGE HILL RD, EL CAJON, CA 92021-2107
Investor	Possibly a Property Investor

Mortgage

Document Number	0000111991,
Date	Apr 22, 2026
Instrument	2026111991

Lender

Name	PROVIDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13721 RIDGE HILL RD, EL CAJON, CA 92021-2107
Document Number	0000108657
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13721 RIDGE HILL RD EL CAJON CA 920212107, EL CAJON, CA 92021-2107

Mortgage

Document Number	0000108657
Date	Mar 3, 2020
Instrument	108657

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2019
Property Address	13721 RIDGE HILL RD, EL CAJON, CA 92021-2107
Document Number	0000154790
Instrument Date	Apr 25, 2019
Instrument	154790
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13721 RIDGE HILL RD EL CAJON CA 920212107, EL CAJON, CA 92021-2107

Mortgage

Document Number	154791
Date	Apr 26, 2019
Instrument	154791

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13721 Ridge Hill Rd was $7,628, up 0.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$402,252 (-30.65%) Land $281,174 Building $121,078
2025	$7,628.00 (+0.63%)	$580,063 Land $275,128 Building $304,935
2024	$7,580.00 (+2.89%)
2023	$7,367.00 (+1.92%)	$557,541 Land $264,446 Building $293,095
2022	$7,228.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13721 Ridge Hill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1980)
Most Recent Claim	Feb 1980 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13721 Ridge Hill Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Wyyerd Connect.

Nearby Properties on Ridge Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures