13721 Gateway View Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 13721 Gateway View Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,717 sqft · built 2002
Lot Size	0.89 acres (3,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2018)
Tax Bill	$7,219 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`398-550-11-00`

Property Details

APN / Parcel Number

Primary APN	`398-550-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,717 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	3,871 sqft (0.89 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13721 GATEWAY VIEW DR
City	EL CAJON
State	CA
Zip	92021-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 11 TR 014319
Legal Subdivision	SAN DIEGO COUNTY #5112-1
Legal Tract	014319
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	16809

Owner

Source: San Diego County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1394 WILLSON RD, EL CAJON, CA 92019-1609
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 6, 2018	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEONE INC
May 24, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 5, 2018	Grant Deed, Transfer · ARM MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Aug 2, 2002 · Amount on Record
Deed Document Number	2018416622
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2026
Property Address	13721 GATEWAY VIEW DR, EL CAJON, CA 92021-7908
Document Number	0000149052
Instrument Date	May 18, 2026
Instrument	2026149052
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13721 GATEWAY VIEW DR, EL CAJON, CA 92021-7908

Mortgage

Document Number	0000149052,
Date	May 26, 2026
Instrument	2026149052

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13721 GATEWAY VIEW DR, EL CAJON, CA 92021-7908
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227514
Date	Jun 6, 2018
Instrument	2018-0227514

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13721 GATEWAY VIEW DR, EL CAJON, CA 92021-7908
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13721 GATEWAY VIEW DR, EL CAJON, CA 92021-7908

Mortgage

Document Number	0000060057
Date	Jan 26, 2021
Instrument	2021-0060057

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company
Address	CARLSBAD, CA 92008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13721 GATEWAY VIEW DR, EL CAJON, CA 92021-7908
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13721 GATEWAY VIEW DR, EL CAJON, CA 92021-7908

Mortgage

Document Number	0000389189
Date	May 24, 2021
Instrument	2021-0389189

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2018
Property Address	13721 GATEWAY VIEW DR, EL CAJON, CA 92021-7908
Document Number	0000416622
Map Reference	MAP 14319
Instrument Date	Sep 13, 2018
Instrument	2018-0416622
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13721 GATEWAY VIEW DR, EL CAJON, CA 92021-7908

Mortgage

Document Number	0000416623
Date	Oct 5, 2018
Instrument	2018-0416623

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Nov 1, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.99%
Index	5-Year CMT
Max Rate	8.99%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,531 (+2%) Land $219,901 Building $337,630
2025	$7,219.00 (+4.9%)	$546,600 (+4.04%) Land $215,590 Building $331,010
2023	$6,882.00 (+1.97%) Homeowner's exemption	$525,376 Land $207,219 Building $318,157
2022	$6,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1980–2026)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Wyyerd Connect.

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