13720 Pomerado Rd, Poway, CA 92064 Property Records

San Diego County property record for 13720 Pomerado Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,404 sqft · built 1978
Lot Size	0.171 acres (7,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jul 2020)
Tax Bill	$6,941 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`317-031-49-00`

Property Details

APN / Parcel Number

Primary APN	`317-031-49-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	7,454 sqft (0.171 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13720 POMERADO RD
City	POWAY
State	CA
Zip	92064-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	TCT F BLK 28 ALLEY CLSD ADJ&LOT 9 IN TR 000536
Legal Subdivision	POWAY
Legal Tract	000536
Legal Block	28
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17050

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13720 POMERADO RD, POWAY, CA 92064-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 5, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jul 21, 2020	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jul 25, 1991 · Amount on Record
Deed Document Number	2020391978
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13720 POMERADO RD, POWAY, CA 92064-3513
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13720 POMERADO RD, POWAY, CA 92064-3513

Mortgage

Document Number	0000364654
Date	Dec 29, 2025
Instrument	2025-0364654

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13720 POMERADO RD, POWAY, CA 92064-3513
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13720 POMERADO RD, POWAY, CA 92064-3513

Mortgage

Document Number	0000267469
Date	Apr 6, 2021
Instrument	2021-0267469

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13720 POMERADO RD, POWAY, CA 92064-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203482
Date	May 5, 2017
Instrument	2017-0203482

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2020
Property Address	13720 POMERADO RD, POWAY, CA 92064-3513
Document Number	0000391978
Instrument Date	Jul 6, 2020
Instrument	391978
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13720 POMERADO RD POWAY CA 920643513, POWAY, CA 92064-3513

Mortgage

Document Number	391979
Date	Jul 21, 2020
Instrument	391979

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,280 (+2%) Land $288,075 Building $330,205
2025	$6,941.00 (+4.88%)	$606,158 (+4.04%) Land $282,427 Building $323,731
2023	$6,618.00 (+1.67%)	$582,622 Land $271,461 Building $311,161
2022	$6,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, San Diego Broadband, Spectrum.

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