13720 Elmstead Rd, Midlothian, VA 23113 Property Records

Chesterfield County property record for 13720 Elmstead Rd, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,432 sqft · built 1973
Lot Size	0.831 acres (36,198 sqft)
Owner	Individual Name on File
Last Sale	$427,000 (Nov 2017)
Tax Bill	$7,112 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0150403H300R022`

Property Details

APN / Parcel Number

Primary APN	`0150403H300R022`
Alternative APNs	`728-71-25-84-200-000` `392494001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,432 sqft Finished Area
1st Floor Area	648 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	36,198 sqft (0.831 acres)
View / Lot	Golf Course
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	428 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	392494001
Street Address	13720 ELMSTEAD RD
City	MIDLOTHIAN
State	VA
Zip	23113-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	SALISBURY L 22 BK R SEC H-3
Legal Subdivision	SALISBURY
Legal Block	R
Legal Lot Number	22
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1000
Census Tract	100936

Owner

13720 Elmstead Rd is owned and occupied by an individual who bought it in November 2017.

Source: Chesterfield County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	13720 ELMSTEAD RD, MIDLOTHIAN, VA 23113-4117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit ESSEX BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI VIRGINIA CMNWLT BK
Nov 13, 2017	Warranty Deed, Transfer VIRGINIA CMNWLT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Deed Document Number	201745319
Deed Book / Page	11812 / 191
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13720 ELMSTEAD RD, MIDLOTHIAN, VA 23113-4117
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013548-48
Date	Jul 30, 2021
Book Page	13548/48
Instrument	2021049240

Lender

Name	ESSEX BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13720 ELMSTEAD RD, MIDLOTHIAN, VA 23113-4117
Document Number	12736469
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13720 ELMSTEAD RD MIDLOTHIAN VA 231134117, MIDLOTHIAN, VA 23113-4117

Mortgage

Document Number	12736469
Date	May 6, 2020
Book Page	012736/000469
Instrument	20316

Lender

Name	VIRGINIA CMNWLT BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 13, 2017
Property Address	13720 ELMSTEAD RD, MIDLOTHIAN, VA 23113-4117
Document Number	11812191
Book / Page	011812 / 000191
Instrument Date	Oct 21, 2017
Instrument	45319
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13720 ELMSTEAD RD MIDLOTHIAN VA 231134117, MIDLOTHIAN, VA 23113-4117

Mortgage

Document Number	11812195
Date	Nov 13, 2017
Book Page	011812/000195
Instrument	45320

Lender

Name	VIRGINIA CMNWLT BK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13720 Elmstead Rd was $7,112.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,112.00	$878,200 (+4.88%) Land $222,000 Building $656,200	$878,200 (+4.88%) Land $222,000 Building $656,200
2025		$837,300 Land $210,000 Building $627,300	$837,300 Land $210,000 Building $627,300
2023	$5,374.00	$669,700 Land $172,000 Building $497,700	$669,700 Land $172,000 Building $497,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13720 Elmstead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13720 Elmstead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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