1372 S Seldon Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1372 S Seldon Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,728 sqft
Lot Size	9.96 acres (433,858 sqft)
Owner	2 Company Names on Record
Last Sale	$265,000 (Oct 2018)
Tax Bill	$3,762 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-11-200-018`

Property Details

APN / Parcel Number

Primary APN	`14-20-11-200-018`

Interior

Full Baths	1 Bath
Building Area	1,728 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	433,858 sqft (9.96 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1372 S SELDON RD
City	PETOSKEY
State	MI
Zip	49770-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	PT OF NE ? OF SECTION 11, COM AT N ? COR OF SD SEC, TH N89?38?07?E 312.76 FT ALG N LN OF SD SEC, TH S00?13?40?E 520.91 FT, TH S34?40?18?W 166.23 FT, TH N89?36?22?E 876.44 FT, S00?38?13?W 420.58 FT TO POB, TH N90?00?00?E 549.02 FT, TH S09?17?13?W 395.
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4001
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1372 S SELDON RD, PETOSKEY, MI 49770-9671
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Oct 12, 2018	Deed of Trust, Mortgage CITIZENS NATIONAL BANK
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Oct 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	20185160111
Deed Book / Page	1207 / 218
Last Transfer Date	Nov 22, 2024
Transfer Doc	001264/508
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1372 S SELDON RD, PETOSKEY, MI 49770-9671
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1372 S SELDON RD, PETOSKEY, MI 49770-9671

Mortgage

Document Number	0000001246/0000000907
Date	Sep 8, 2022
Book Page	0000001246/0000000907
Instrument	5199877

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1372 S SELDON RD, PETOSKEY, MI 49770-9671
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001207/0000000219
Date	Oct 12, 2018
Book Page	0000001207/0000000219
Instrument	000005160112

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	51 Months
Due	Jan 1, 2023

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1372 S SELDON RD, PETOSKEY, MI 49770-9671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1372 S SELDON RD, PETOSKEY, MI 49770-9671

Mortgage

Document Number	0000001221/0000000344
Date	May 8, 2020
Book Page	0000001221/0000000344
Instrument	5174287

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1372 S SELDON RD, PETOSKEY, MI 49770-9671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1372 S SELDON RD, PETOSKEY, MI 49770-9671

Mortgage

Document Number	0000001217/0000000804
Date	Dec 19, 2019
Book Page	0000001217/0000000804
Instrument	5170725

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 12, 2018
Property Address	1372 S SELDON RD, PETOSKEY, MI 49770-9671
Document Number	1207/218
Book / Page	1207 / 218
Instrument Date	Sep 28, 2018
Instrument	000005160111
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6098 PICKERBUSH LN, ALANSON, MI 49706-9354

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,100 (+6.91%) Land $36,900 Building $195,200	$464,200 (+6.91%) Land $73,800 Building $390,400
2025		$217,100 (+35.35%) Land $32,400 Building $184,700	$434,200 (+35.35%) Land $64,800 Building $369,400
2024	$3,762.00
2023		$160,400 Land $22,400 Building $138,000	$320,800 Land $44,800 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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