Carroll County property record for 1372 Jay Rd, Eldersburg, MD 21784 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,451 sqft Total Area |
| Lot Size | 10,774 sqft (0.247 acres) |
| Garage | Attached, 276 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $378,000 (2020) |
| Tax Bill | $4,650.00 (2025) |
| Primary APN | 05-080290 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,451 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,774 sqft (0.247 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 276 sqft Garage |
| Deck Area | 352 sqft Deck |
| Porch Area | 88 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 080290 |
|---|---|
| Street Address | 1372 JAY RD |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-6115 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 9 - 10774 SF 1372 JAY RD 39-69 SC 1 A BENJAMINS CLAIM P U D |
| Legal Subdivision | BENJAMINS CLAIM PUD SEC 01 |
| Legal Lot Number | 9 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 5, FREEDOM |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 505203 |
Source: Carroll County records · APN 05-080290
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1372 JAY RD, SYKESVILLE, MD 21784-6115 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FEDERAL CREDIT UNION/MD |
| Jun 29, 2020 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Sep 20, 2005 · Amount on Record |
| Deed Book / Page | 9740 / 498 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 15, 2026 |
| Property Address | 1372 JAY RD, SYKESVILLE, MD 21784-6115 |
| Document Number | 1176000397 |
| Book / Page | 11763 / 397 |
| Instrument Date | Apr 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1372 JAY RD, SYKESVILLE, MD 21784-6115 |
| Document Number | 1176000397, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 11763/397 |
| Name | FIRST FINANCIAL FEDERAL CREDIT UNION/MD |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 31, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 29, 2020 |
| Property Address | 1372 JAY RD, ELDERSBURG, MD 21784-6115 |
| Document Number | 0097400498 |
| Book / Page | 009740 / 000498 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | DEFINITIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1372 JAY RD ELDERSBURG MD 217846115, ELDERSBURG, MD 21784-6115 |
| Document Number | 97410001 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 009741/000001 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,333 (+6.24%) | $455,600 (-) Land $150,000 Building $305,600 | |
| 2025 | $4,650.00 (+14.11%) Homeowner's exemption | $405,067 (+12.31%) | $455,600 (+19.96%) Land $150,000 Building $305,600 |
| 2023 | $4,075.00 | $360,667 | $379,800 Land $150,000 Building $229,800 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk to Homes | Low 20th percentile nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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