1372 Duck Rd, Kitty Hawk, NC 27949 Property Records

Dare County property record for 1372 Duck Rd, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,136 sqft · built 1991
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2016)
Tax Bill	$6,824 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`995011551387`

Property Details

APN / Parcel Number

Primary APN	`995011551387`
Alternative APN	`009553000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,136 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
View / Lot	Waterfront / Beach
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	995011551387
Street Address	1372 DUCK RD
City	KITTY HAWK
State	NC
Zip	27949-4471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 91 BLK: SEC: PL: 5 SL: 41
Legal Subdivision	CAROLINA DUNES
Legal Lot Number	91
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1006
Census Tract	970101

Owner

Source: Dare County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1372 DUCK RD, KITTY HAWK, NC 27949-4471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT EMPLOYEES FCU
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	2016700027293
Deed Book / Page	2104 / 352
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1372 DUCK RD, DUCK, NC 27949-4471
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002602/467
Date	Mar 18, 2022
Book Page	2602/467
Instrument	700115140

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1372 DUCK RD, DUCK, NC 27949-4471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITABLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2410/184
Date	Sep 8, 2020
Book Page	2410/184
Instrument	700083442

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,824.00 (-0.06%)	$1,298,000 (-) Land $809,800 Building $488,200	$1,298,000 (-) Land $809,800 Building $488,200
2025	$6,828.00 (+30.45%)	$1,298,000 (+86.17%) Land $809,800 Building $488,200
2023	$5,234.00	$697,200 Land $369,000 Building $328,200
2020			$1,298,000 Land $809,800 Building $488,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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