1372 D Ave, Emerson, IA 51533 Property Records

Montgomery County property record for 1372 D Ave, Emerson, IA 51533

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,286 sqft · built 1953
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020123300006000`

Property Details

APN / Parcel Number

Primary APN	`020123300006000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Finished Basement	760 sqft
Unfinished Basement	304 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	106,286 sqft (2.44 acres)
Garage Type	Detached
Garage Area	1,548 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	30 sqft
Deck Area	114 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1372 D AVE
City	EMERSON
State	IA
Zip	51533-6053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW SW LOT 1
Legal Range	39W
Legal Township	73N
Legal Section	23
Legal Subdivision	NW1/4 SW1/4 OF
Legal Lot Number	1
Jurisdiction	MONTGOMERY IA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3031
Census Tract	960100

Owner

1372 D Ave is owned and occupied by two individuals.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1372 D AVE, EMERSON, IA 51533-6053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK IOWA
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK IOWA
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1372 D AVE, EMERSON, IA 51533-6053
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1472
Date	Sep 13, 2022
Book Page	2022/1472
Instrument	2022 1472

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1372 D AVE, EMERSON, IA 51533-6053
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1391
Date	Aug 29, 2017
Book Page	2017/1391
Instrument	2017 1391

Lender

Name	BANK IOWA
Type	Bank
Address	RED OAK, IA 51566

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 25, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1372 D AVE, EMERSON, IA 51533-6053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1372
Date	Aug 24, 2017
Book Page	2017/1372
Instrument	2017 1372

Lender

Name	BANK IOWA
Type	Bank
Address	RED OAK, IA 51566

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 25, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1372 D Ave was $3,016 with a homeowner's exemption, up 17.4% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (+17.35%) Homeowner's exemption	$216,270 Land $57,200 Building $159,070	$216,270 Land $57,200 Building $159,070
2024	$2,570.00
2023		$171,580 Land $40,040 Building $131,540	$171,580 Land $40,040 Building $131,540
2022	$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1372 D Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1372 D Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on D Ave

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