1372 18th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1372 18th St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1989
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on File
Last Sale	$704,000 (Nov 2021)
Tax Bill	$4,936 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2021 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`062-013-034`

Property Details

APN / Parcel Number

Primary APN	`062-013-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1372 18TH ST
City	OCEANO
State	CA
Zip	93445-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 1598 LT 1
Legal Subdivision	TRACT NO 1598
Legal Tract	1598
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1003
Census Tract	12201

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1372 18TH ST, OCEANO, CA 93445-9310
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Nov 19, 2021	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Nov 19, 2021	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
May 18, 2020	Intrafamily Transfer, Transfer · VA Mortgage TOP FLITE FINANCIAL INC
Mar 20, 2019	Intrafamily Transfer, Transfer · VA Mortgage TOP FLITE FINANCIAL INC
Aug 23, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Apr 28, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	May 18, 2020
Deed Document Number	202177082
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0000077081
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 18, 2026
Property Address	1372 18TH ST, OCEANO, CA 93445-9310
Document Number	0000019236
Instrument Date	Jun 18, 2026
Instrument	202619236
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1372 18TH ST, OCEANO, CA 93445-9310

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 19, 2021
Property Address	1372 18TH ST, OCEANO, CA 93445-9310
Document Number	0000077082
Map Reference	MB 15 PG 16
Instrument Date	Oct 13, 2021
Instrument	2021077082
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1372 18TH ST, OCEANO, CA 93445-9310

Mortgage

Document Number	0000077083
Date	Nov 19, 2021
Instrument	2021077083

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2061

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 19, 2021
Property Address	1372 18TH ST, OCEANO, CA 93445-9310
Document Number	0000077081
Map Reference	MB 15 PG 16
Instrument Date	Oct 12, 2021
Instrument	2021077081
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 FARROLL AVE SPC 41, 41, ARROYO GRANDE, CA 93420-5440
Mail Care Of	TONI LAGIOIA

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1372 18TH ST, OCEANO, CA 93445-9310
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1372 18TH ST, OCEANO, CA 93445-9310

Mortgage

Document Number	0000024660
Date	Apr 1, 2021
Instrument	2021024660

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2020
Property Address	1372 18TH ST, OCEANO, CA 93445-9310
Document Number	0000023951
Map Reference	MB 15 PG 16
Instrument Date	Apr 23, 2020
Instrument	2020023951
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1372 18TH ST, OCEANO, CA 93445-9310

Mortgage

Document Number	0000023952
Date	May 18, 2020
Instrument	2020023952

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 20, 2019
Property Address	1372 18TH ST, OCEANO, CA 93445-9310
Document Number	0000009756
Map Reference	MB 15 PG 16
Instrument Date	Mar 14, 2019
Instrument	2019009756
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TIMIOS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1372 18TH ST, OCEANO, CA 93445-9310

Mortgage

Document Number	0000009757
Date	Mar 20, 2019
Instrument	2019009757

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 23, 2017
Property Address	1372 18TH ST, OCEANO, CA 93445-9310
Document Number	0000037682
Instrument Date	Aug 22, 2017
Instrument	37682
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1372 18TH ST OCEANO CA 934459310, OCEANO, CA 93445-9310

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 28, 2017
Property Address	1372 18TH ST, OCEANO, CA 93445-9310
Document Number	0000018365
Instrument Date	Mar 29, 2017
Instrument	18365
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1372 18TH ST OCEANO CA 934459310, OCEANO, CA 93445-9310

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 28, 2017
Property Address	1372 18TH ST, OCEANO, CA 93445-9310
Document Number	0000018364
Instrument Date	Mar 29, 2017
Instrument	18364
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$511.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1372 18TH ST OCEANO CA 934459310, OCEANO, CA 93445-9310

Mortgage

Document Number	18366
Date	Apr 28, 2017
Instrument	18366

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,896 (+2%) Land $189,757 Building $257,139
2025	$4,936.00 (+4.73%) Homeowner's exemption	$438,135 (+4.04%) Land $186,037 Building $252,098
2023	$4,713.00 (+1.46%) Homeowner's exemption	$421,123 Land $178,814 Building $242,309
2022	$4,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Peak WiFi, Radiate Holdings, Ranch WiFi, Verizon.

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