13715 Darchance Rd, Windermere, FL 34786 Property Records

Orange County property record for 13715 Darchance Rd, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,224 sqft · built 2007
Lot Size0.138 acres (6,004 sqft)
OwnerIndividual Name on Record
Last Sale$367,900 (May 2007)
Tax Bill$4,328 (2025)
Deeds & MortgagesOct 2018 Loan Modification
Apr 2015 Mortgage
Flood ZoneZone X (minimal risk)
APN26-23-27-1612-01-270

Property Details

APN / Parcel Number

Primary APN26-23-27-1612-01-270
Alternative APNs
  • 272326161201270
  • 148876
  • 150044
  • 152163

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,224 sqft Living Area
Gross Area3,526 sqft
1st Floor Area1,115 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,004 sqft (0.138 acres)
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area458 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13715 DARCHANCE RD
CityWINDERMERE
StateFL
Zip34786-6315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionENCLAVE AT BERKSHIRE PARK 65/124 LOT 127
Legal Range27E
Legal Township23S
Legal Section26
Legal SubdivisionENCLAVE AT BERKSHIRE PARK
Legal Tract1612
Legal Block1
Legal Lot Number127
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2018
Census Tract17112

Owner

Source: Orange County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13715 DARCHANCE RD, WINDERMERE, FL 34786-6315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2018Loan Modification, Mortgage
FEDERAL NAT'L MTG ASSN (FNMA)
Apr 20, 2015Deed of Trust, Mortgage · Conventional Mortgage
HOUSING FIN AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2007 · Amount on Record
Deed SaleMay 17, 2007 · Amount on Record
Deed Document Number2007319272
Deed Book / Page9262 / 3690
Record UpdatedSep 20, 2026

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address13715 DARCHANCE RD, WINDERMERE, FL 34786-6315
Document Number0000727012
Instrument DateOct 2, 2018
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13715 DARCHANCE RD WINDERMERE FL 347866315, WINDERMERE, FL 34786-6315

Mortgage

Document Number0000727012
DateDec 17, 2018
Instrument727012
Lender
NameFEDERAL NAT'L MTG ASSN (FNMA)
TypeMortgage Company
Agreement
AmountAmount Recorded
Term480 Months
DueDec 16, 2058
Interest
Rate4.5%

April 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13715 DARCHANCE RD, WINDERMERE, FL 34786-6315
Document Number0000433389
Instrument DateApr 20, 2015
Transaction TypeMortgage
Record UpdatedAug 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address13715 DARCHANCE RD WINDERMERE FL 347866315, WINDERMERE, FL 34786-6315

Mortgage

Document Number0000433389
DateAug 4, 2017
Instrument433389
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueAug 3, 2024

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,816 (+2.7%)$489,980 (-1.18%) Land $125,000 Building $364,980
2025$4,328.00 (+5.87%) Homeowner's exemption$268,565 (+5.99%)$495,830 (+9.81%) Land $125,000 Building $370,830
2024$4,088.00 (+7.58%)
2023$3,800.00 (+4.25%) Homeowner's exemption$253,394 (+3%)$451,553 (+17.51%) Land $125,000 Building $326,553
2022$3,645.00 Homeowner's exemption$246,014$384,253 Land $110,000 Building $274,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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