13714 Harcum Rd, Phoenix, MD 21131 Property Records

Baltimore County property record for 13714 Harcum Rd, Phoenix, MD 21131

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,073 sqft · built 1967
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$811,000 (May 2025)
Tax Bill	$5,666 (2024)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Line of Credit + 3 more
APN	`10-1002065920`

Property Details

APN / Parcel Number

Primary APN	`10-1002065920`
Alternative APN	`1002065920`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,073 sqft Living Area
Gross Area	3,761 sqft
1st Floor Area	1,339 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Lot Dimensions	270 ft deep x 161 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	204 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1002065920
Street Address	13714 HARCUM RD
City	PHOENIX
State	MD
Zip	21131-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.940 AC SUMMER HILL
Legal Subdivision	SUMMER HILL
Legal Block	D
Legal Lot Number	19
Jurisdiction	BALTIMORE MD
Township / Civil Division	10
Census Block Group	4
Census Block	4003
Census Tract	410100

Owner

Source: Baltimore County records · APN 10-1002065920

Assessment roll updated July 14, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13714 HARCUM RD, PHOENIX, MD 21131-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Feb 03, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 03, 2020	Loan Modification, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Aug 03, 1999 · Amount on Record
Deed Book / Page	50110 / 107
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	May 07, 2026
Property Address	13714 HARCUM RD, PHOENIX, MD 21131-1608
Document Number	5129000038
Book / Page	51292 / 38
Instrument Date	Apr 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13714 HARCUM RD, PHOENIX, MD 21131-1608
Investor	Possibly a Property Investor

Mortgage

Document Number	5129000038,
Date	May 07, 2026
Book Page	51292/38

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13714 HARCUM RD, PHOENIX, MD 21131-1608
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0463440410
Date	Feb 03, 2022
Book Page	46344/410

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13714 HARCUM RD, PHOENIX, MD 21131-1608
Transaction Type	Mortgage
Record Updated	Dec 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0458630404
Date	Nov 23, 2021
Book Page	45863/404

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13714 HARCUM RD, PHOENIX, MD 21131-1608
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0387260371
Date	Mar 13, 2017
Book Page	0038726/371

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Property Address	13714 HARCUM RD, PHOENIX, MD 21131-1608
Document Number	0425400390
Instrument Date	Feb 03, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13714 HARCUM RD PHOENIX MD 211311608, PHOENIX, MD 21131-1608

Mortgage

Document Number	0425400390
Date	Mar 05, 2020
Book Page	042540/000390

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,600 (+6.66%) Land $190,000 Building $308,600	$498,600 (-) Land $190,000 Building $308,600
2024	$5,666.00 (+106.86%)
2023	$2,739.00 Homeowner's exemption	$467,467	$498,600 Land $190,000 Building $308,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Based on FCC filings for 95 locations within half a mile of this property.

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