13712 E Lay Ln, Medimont, ID 83842 Property Records

Kootenai County property record for 13712 E Lay Ln, Medimont, ID 83842

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,124 sqft · built 1994
Lot Size	11.7 acres (510,262 sqft)
Owner	Individual Name on File
Tax Bill	$1,992 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48N02W331500`

Property Details

APN / Parcel Number

Primary APN	`48N02W331500`
Alternative APN	`182193`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,124 sqft Living Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1994
Construction Type	Frame
Foundation Type	Concrete
Lot Area	510,262 sqft (11.7 acres)
Lot Width	450 ft Width
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Stable	1,800 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	182193
Street Address	13712 E LAY LN
City	MEDIMONT
State	ID
Zip	83842-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX #15190 [IN LTS 2 & 3] 3348N02W
Legal Lot Number	2-3
Jurisdiction	KOOTENAI ID
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2189
Census Tract	1901

Owner

13712 E Lay Ln is owned and occupied by an individual who acquired it in May 2019.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13712 E LAY LN, MEDIMONT, ID 83842-9738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 16, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 29, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2006
Deed Sale	Jun 16, 2006
Prior Sale	Jun 16, 2006
Deed Document Number	2037830000
Last Transfer Date	May 29, 2019
Transfer Doc	2694519000
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	May 14, 2026
Property Address	13712 E LAY LN, MEDIMONT, ID 83842-9738
Document Number	0003042636
Instrument Date	May 7, 2026
Instrument	20263042636
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13712 E LAY LN, MEDIMONT, ID 83842-9738

Mortgage

Document Number	0003042636,
Date	May 14, 2026
Instrument	20263042636

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13712 E LAY LN, MEDIMONT, ID 83842-9738
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2741166000
Date	Mar 16, 2020
Instrument	2741166000

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 13, 2035

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	May 29, 2019
Property Address	13712 E LAY LN, MEDIMONT, ID 83842-9738
Document Number	2694519000
Instrument Date	May 29, 2019
Instrument	2694519000
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13712 E LAY LN, MEDIMONT, ID 83842-9738

Tax Assessment & Valuation

The 2025 property tax bill for 13712 E Lay Ln was $1,992 with a homeowner's exemption, down 0.4% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Kootenai Joint School District 274 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,992.00 (-0.4%) Homeowner's exemption	$652,817 Land $256,197 Building $396,620	$652,817 Land $256,197 Building $396,620
2024	$2,000.00 (+9.59%)
2023	$1,825.00 (-17.12%) Homeowner's exemption	$645,707 (+0.04%) Land $245,957 Building $399,750	$645,707 (+0.04%) Land $245,957 Building $399,750
2022	$2,202.00 Homeowner's exemption	$645,472 Land $245,722 Building $399,750	$645,472 Land $245,722 Building $399,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13712 E Lay Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13712 E Lay Ln is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	10 / 1

Cell Coverage

No cell data coverage reported

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