13710 Whispering Meadows Ln, Jamul, CA 91935 Property Records

San Diego County property record for 13710 Whispering Meadows Ln, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,963 sqft · built 1978
Lot Size	1.23 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Mar 2019)
Tax Bill	$9,900 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`597-181-11-00`

Property Details

APN / Parcel Number

Primary APN	`597-181-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,963 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	54,014 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	13710 WHISPERING MEADOWS LN
City	JAMUL
State	CA
Zip	91935-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM04131
Legal Subdivision	PARCEL MAP NO 4131
Legal Tract	4131
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1018
Census Tract	21304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13710 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Feb 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2019	Grant Deed, Transfer
Apr 2, 2018	Grant Deed, Transfer CASILLAS JESUS TRUST (PT)
Apr 2, 2018	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Jan 30, 2018	Loan Modification, Mortgage · Conventional Mortgage BANNER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Sep 3, 1993 · Amount on Record
Deed Document Number	201979319
Last Transfer Date	Jan 26, 2021
Transfer Doc	0000078247
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13710 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13710 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137

Mortgage

Document Number	0000261654
Date	Apr 5, 2021
Instrument	2021-0261654

Lender

Name	BANNER BANK
Type	Bank
Address	CHULA VISTA, CA 91910

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 2, 2021
Property Address	13710 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000078247
Instrument Date	Jan 26, 2021
Instrument	2021-0078247
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13710 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137

Mortgage

Document Number	0000078248
Date	Feb 2, 2021
Instrument	2021-0078248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2019
Property Address	13710 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000079319
Instrument Date	Nov 16, 2018
Instrument	79319
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Tax	$814.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13710 WHISPERING MEADOWS LN JAMUL CA 919353137, JAMUL, CA 91935-3137

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2018
Property Address	13710 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000127225
Instrument Date	Mar 28, 2018
Instrument	127225
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$649.55
Amount Accuracy	Partial

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3034 VILLAGE PINE DR #B SAN YSIDRO CA 921731151, B, SAN YSIDRO, CA 92173-1151

Mortgage

Document Number	127226
Date	Apr 2, 2018
Instrument	127226

Lender

Name	CASILLAS JESUS TRUST (PT)
Address	3466 TRINAS WAY, JAMUL, CA 91935-1641

Agreement

Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2018
Property Address	13710 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000127224
Instrument Date	Mar 28, 2018
Instrument	127224
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13710 WHISPERING LN JAMUL CA 91935, JAMUL, CA 91935

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	13710 WHISPERING MEADOWS LN, JAMUL, CA 91935-3137
Document Number	0000041210
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13710 WHISPERING MEADOWS LN JAMUL CA 919353137, JAMUL, CA 91935-3137

Mortgage

Document Number	0000041210
Date	Feb 1, 2018
Instrument	41210

Lender

Name	BANNER BK
Type	Bank
Address	CHULA VISTA, CA 91910-2819

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$841,986 (+2%) Land $336,793 Building $505,193
2025	$9,900.00 (+4%) Homeowner's exemption	$825,478 (+4.04%) Land $330,190 Building $495,288
2023	$9,519.00 (+2.48%) Homeowner's exemption	$793,425 Land $317,369 Building $476,056
2022	$9,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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