1371 Mine Mountain Rd, Saluda, NC 28773 Property Records

Henderson County property record for 1371 Mine Mountain Rd, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,713 sqft · built 1992
Lot Size	9.58 acres (417,305 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Apr 2021)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9594654222`

Property Details

APN / Parcel Number

Primary APN	`9594654222`
Alternative APNs	`00959465422255` `9946867`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,713 sqft Heated Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Finished Basement	1,145 sqft
Unfinished Basement	423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	417,305 sqft (9.58 acres)
Porch	Slab
Porch Area	90 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9946867
Street Address	1371 MINE MOUNTAIN RD
City	SALUDA
State	NC
Zip	28773-0359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9946867~R3
Legal Description	SR1840 ON MINE MTN RD
Legal Subdivision	ORCHARD MOUNTAIN (3635)
Legal Block	65
Legal Lot Number	4222
Jurisdiction	HENDERSON NC
Township / Civil Division	GREEN RIVER
Census Block Group	3
Census Block	3039
Census Tract	932000

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1371 MINE MOUNTAIN RD, SALUDA, NC 28773-0359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAMILY TRUST FCU
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2017	Warranty Deed, Transfer · Conventional Mortgage FAMILY TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	Feb 16, 2017 · Amount on File
Deed Document Number	2021951906
Deed Book / Page	3700 / 675
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	1371 MINE MOUNTAIN RD, SALUDA, NC 28773-0359
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031890380
Date	Apr 23, 2018
Book Page	3189/380

Lender

Name	FAMILY TRUST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 28, 2021
Property Address	1371 MINE MOUNTAIN RD, SALUDA, NC 28773-0359
Document Number	0037000675
Book / Page	3700 / 675
Instrument Date	Apr 22, 2021
Instrument	951906
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3072 MARSHGATE DR, 3072, JOHNS ISLAND, SC 29455-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 MINE MOUNTAIN RD, SALUDA, NC 28773-0359

Mortgage

Document Number	0000951907
Date	Apr 28, 2021
Instrument	951907

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 16, 2017
Property Address	1371 MINE MOUNTAIN RD, SALUDA, NC 28773-0359
Document Number	0030180142
Book / Page	3018 / 142
Instrument Date	Feb 16, 2017
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 CALMING WAY, FORT MILL, SC 29708-8241

Mortgage

Document Number	0030180145
Date	Feb 16, 2017
Book Page	3018/145

Lender

Name	FAMILY TRUST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Mar 1, 2024

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,700 (-) Land $133,300 Building $313,400
2025	$2,461.00
2023		$446,700 Land $133,300 Building $313,400	$446,700 Land $133,300 Building $313,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

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