Madison County and Oneida City property record for 1371 Middle Rd, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,352 sqft · built 1995 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,900 (Jun 1998) |
| Tax Bill | $4,550 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2025 Refinance |
| APN | 251289 47.-1-1.132 |
| Primary APN | 251289 47.-1-1.132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| 2nd Floor Area | 1,106 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 38,768 sqft (0.89 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 209 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1371 MIDDLE RD |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-4175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 237 MIDDLE RD/ 7126 |
| Legal Block | 1 |
| Legal Lot Number | 1.132 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30103 |
Source: Madison County and Oneida City records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1371 MIDDLE RD, ONEIDA, NY 13421-4175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICU CREDIT UNION |
| Sep 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 1998 · Amount on Record |
| Deed Sale | Jun 26, 1998 · Amount on Record |
| Deed Book / Page | 1099 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Aug 14, 2026 |
| Property Address | 1371 MIDDLE RD, ONEIDA, NY 13421-4175 |
| Document Number | 0000003756 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20263756 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1371 MIDDLE RD, ONEIDA, NY 13421-4175 |
| Document Number | 0000003756, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20263756 |
| Name | AMERICU CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 1371 MIDDLE RD, ONEIDA, NY 13421-4175 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000721 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025-4721 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,550.00 (+2.78%) | $205,000 (-) Land $14,400 Building $190,600 | $288,732 (+7.04%) Land $20,282 Building $268,450 |
| 2023 | $205,000 (-) Land $14,400 Building $190,600 | $269,737 (+9.21%) Land $18,947 Building $250,790 | |
| 2022 | $4,427.00 Homeowner's exemption | $205,000 Land $14,400 Building $190,600 | $246,988 Land $17,349 Building $229,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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