1371 Main St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 1371 Main St, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,977 sqft · built 2002
Lot Size	0.124 acres (5,419 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Oct 2023)
Tax Bill	$12,759 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03326312`

Property Details

APN / Parcel Number

Primary APN	`09-03326312`
Alternative APNs	`903326312` `03326312`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,977 sqft Living Area
1st Floor Area	1,509 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,419 sqft (0.124 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03326312
Street Address	1371 MAIN ST
City	GAITHERSBURG
State	MD
Zip	20878-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	LAKELANDS PH 2 SEC 2
Legal Subdivision	LAKELANDS
Legal Phase	2
Legal Block	HH
Legal Lot Number	44
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4030
Census Tract	700826

Owner

1371 Main St is owned and occupied by two individuals who bought it in October 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1371 MAIN ST, GAITHERSBURG, MD 20878-6508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Oct 31, 2023	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Apr 29, 2002 · Amount on File
Deed Book / Page	67506 / 62
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1371 MAIN ST, GAITHERSBURG, MD 20878-6508
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 MAIN ST, GAITHERSBURG, MD 20878-6508

Mortgage

Document Number	0701520089
Date	Feb 18, 2026
Book Page	70152/89

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 31, 2023
Property Address	1371 MAIN ST, GAITHERSBURG, MD 20878-6508
Document Number	0675060062
Book / Page	67506 / 62
Map Reference	PL 21745
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	BAY COUNTY SETTLEMENTS INC, BAY COUNTY SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1371 MAIN ST, GAITHERSBURG, MD 20878-6508

Mortgage

Document Number	0006750668
Date	Oct 31, 2023
Instrument	67506/68

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1371 Main St was $12,759.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,023,400 (+7.93%) Land $397,200 Building $626,200	$1,023,400 (-) Land $397,200 Building $626,200
2025	$12,759.00	$948,233	$1,023,400 Land $397,200 Building $626,200
2023		$797,900 Land $397,200 Building $400,700	$797,900 Land $397,200 Building $400,700
2022	$9,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1371 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1371 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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