1371 Clark Rd, Spencer, IN 47460 Property Records

Owen County property record for 1371 Clark Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,536 sqft · built 1985
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on File
Last Sale	$220,500 (Apr 2026)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`60-07-30-234-060.360-024`

Property Details

APN / Parcel Number

Primary APN	`60-07-30-234-060.360-024`
Alternative APN	`00001014681`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	1,536 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	137,214 sqft (3.15 acres)
Lean-To	352 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	00001014681
Street Address	1371 CLARK RD
City	SPENCER
State	IN
Zip	47460-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN SW S30 T11 R3 3.15A AKA KELLEY FARMS TRACT 6 BLK A
Legal Range	3
Legal Township	11
Legal Section	30
Legal Subdivision	KELLY FARMS
Legal Tract	6
Jurisdiction	OWEN IN
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2032
Census Tract	955600

Owner

1371 Clark Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Owen County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1371 CLARK RD, SPENCER, IN 47460-7022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Apr 17, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jun 2, 2022	Warranty Deed, Transfer QUALITY TITLE INSURANCE
Nov 30, 2020	Intrafamily Transfer, Transfer
Apr 29, 2016	Intrafamily Transfer, Transfer · Conventional Mortgage OWEN COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Document Number	2026243393
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0000222692
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 17, 2026
Property Address	1371 CLARK RD, SPENCER, IN 47460-7022
Document Number	0000243393
Instrument Date	Mar 18, 2026
Instrument	2026.243393
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 CLARK RD, SPENCER, IN 47460-7022

Mortgage

Document Number	0000243393,
Date	Apr 17, 2026
Instrument	2026.243393

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 17, 2026
Property Address	1371 CLARK RD, SPENCER, IN 47460-7022
Document Number	0000243393
Instrument Date	Mar 18, 2026
Instrument	2026243393
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 CLARK RD, SPENCER, IN 47460-7022

Mortgage

Document Number	0000243393,
Date	Apr 17, 2026
Instrument	2026243393

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Jun 2, 2022
Property Address	1371 CLARK RD, SPENCER, IN 47460-7022
Document Number	0000229516
Instrument Date	May 13, 2022
Instrument	229516
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	QUALITY TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2143 E US HIGHWAY 40, CLAYTON, IN 46118-9770
Investor	Possibly a Property Investor

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Nov 30, 2020
Property Address	1371 CLARK RD, SPENCER, IN 47460-7022
Document Number	0000222692
Instrument Date	Nov 19, 2020
Instrument	222692
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1371 CLARK ROAD, WEST BADEN SPRINGS, IN 47469

April 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Apr 29, 2016
Property Address	1371 CLARK RD, SPENCER, IN 47460-7022
Document Number	0000205014
Instrument Date	Jan 16, 2016
Instrument	205014
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 CLARK RD, SPENCER, IN 47460-7022

Mortgage

Document Number	0000205015
Date	Apr 29, 2016
Instrument	205015

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 21, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1371 Clark Rd was $1,817, down 7.4% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Montgomery Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 (-7.44%)	$154,400 Land $25,800 Building $128,600	$154,400 Land $25,800 Building $128,600
2024	$1,963.00 (+1.55%)
2023	$1,933.00 (-32.69%)	$139,000 (+8.51%) Land $26,800 Building $112,200	$139,000 (+8.51%) Land $26,800 Building $112,200
2022	$2,872.00	$128,100 Land $24,300 Building $103,800	$128,100 Land $24,300 Building $103,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1371 Clark Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1371 Clark Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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