1371 B St, Independence, OR 97351 Property Records

Polk County property record for 1371 B St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1956
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Apr 2026)
Tax Bill	$1,979 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2023 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08429-BA-02300`

Property Details

APN / Parcel Number

Primary APN	`08429-BA-02300`
Alternative APN	`209492`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,120 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Area	880 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	209492
Street Address	1371 B ST
City	INDEPENDENCE
State	OR
Zip	97351-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	HILL PARK ADD/INDEPENDENCE
Legal Block	1
Legal Lot Number	4
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1008
Census Tract	20305

Owner

Source: Polk County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1371 B ST, INDEPENDENCE, OR 97351-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 6, 2023	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 18, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 11, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Deed Document Number	20262594
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 6, 2026
Property Address	1371 B ST, INDEPENDENCE, OR 97351-1114
Document Number	0000002594
Instrument Date	Apr 4, 2026
Instrument	2026.2594
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 B ST, INDEPENDENCE, OR 97351-1114

Mortgage

Document Number	0000002595,
Date	Apr 6, 2026
Instrument	2026..2595

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1371 B ST, INDEPENDENCE, OR 97351-1114
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 B ST, INDEPENDENCE, OR 97351-1114

Mortgage

Document Number	0000001481
Date	Mar 6, 2023
Instrument	2023-001481

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	815 Months
Due	Feb 11, 2091

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1371 B ST, INDEPENDENCE, OR 97351-1114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018987
Date	Dec 18, 2020
Instrument	2020-018987

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1371 B ST, INDEPENDENCE, OR 97351-1114
Document Number	0000018988
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 B ST INDEPENDENCE OR 973511114, INDEPENDENCE, OR 97351-1114

Mortgage

Document Number	0000018988
Date	Dec 18, 2020
Instrument	18988

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Dec 17, 2091

Interest

Rate Type	Adjustable Rate
Rate	3.7%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,810 (+3%) Land $45,120 Building $93,690	$351,760 (+5.25%) Land $150,000 Building $201,760
2025	$1,979.00 (+3.78%) Veteran's exemption	$134,770 (+3%) Land $43,800 Building $90,970	$334,200 (-6.24%) Land $135,000 Building $199,200
2024	$1,907.00 (-2.51%) Veteran's exemption	$130,850 (+3%) Land $42,520 Building $88,330	$356,460 (+3.17%) Land $137,000 Building $219,460
2023	$1,956.00 (+8.97%) Veteran's exemption	$127,040 (+3%) Land $41,280 Building $85,760	$345,500 (+8.14%) Land $131,000 Building $214,500
2022	$1,795.00 Veteran's exemption	$123,340 Land $40,080 Building $83,260	$319,490 Land $117,500 Building $201,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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