13707 John Kline Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 13707 John Kline Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,780 sqft · built 1994
Lot Size	14.7 acres (640,332 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Feb 2019)
Tax Bill	$6,799 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-264693`

Property Details

APN / Parcel Number

Primary APN	`10-264693`
Alternative APN	`264693`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,780 sqft Living Area
Gross Area	4,500 sqft
1st Floor Area	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	640,332 sqft
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Deck Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	264693
Street Address	13707 JOHN KLINE RD
City	SMITHSBURG
State	MD
Zip	21783-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 6-14.703 AC JOHN CLINE RD HIGHLAND WOODS
Legal Subdivision	HIGHLAND WOODS
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	6, CATOCTIN
Census Block Group	1
Census Block	1009
Census Tract	752801

Owner

13707 John Kline Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13707 JOHN KLINE RD, SMITHSBURG, MD 21783-9116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Feb 5, 2019	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Aug 31, 2004 · Amount on File
Deed Book / Page	12824 / 390
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13707 JOHN KLINE RD, SMITHSBURG, MD 21783-9116
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13707 JOHN KLINE RD, SMITHSBURG, MD 21783-9116

Mortgage

Document Number	0154650180
Date	Nov 4, 2021
Book Page	15465/180

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13707 JOHN KLINE RD, SMITHSBURG, MD 21783-9116
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131960479
Date	Sep 9, 2019
Book Page	13196/0479

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 5, 2019
Property Address	13707 JOHN KLINE RD, SMITHSBURG, MD 21783-9116
Document Number	0128240390
Book / Page	12824 / 0390
Map Reference	MB 6 PG 65
Instrument Date	Jan 31, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13707 JOHN KLINE RD, SMITHSBURG, MD 21783-9116

Mortgage

Document Number	0012824395
Date	Feb 5, 2019
Instrument	12824/395

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13707 John Kline Rd was $6,799 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,300 Land $119,900 Building $524,400	$644,300 Land $119,900 Building $524,400
2025	$6,799.00
2023	$5,882.00 Homeowner's exemption	$489,300 Land $109,400 Building $379,900	$489,300 Land $109,400 Building $379,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13707 John Kline Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13707 John Kline Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

No cell data coverage reported

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