Montcalm County property record for 13706 Spence Dr, Coral, MI 49322
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,326 sqft |
| Lot Size | 0.431 acres (18,753 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Aug 2026) |
| Tax Bill | $2,169 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| APN | 013-570-012-00 |
| Primary APN | 013-570-012-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,326 sqft Building Perimeter |
| 1st Floor Area | 1,326 sqft |
| Basement Area | 1,326 sqft |
| Unfinished Basement | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 18,753 sqft (0.431 acres) |
|---|---|
| Lot Width | 68 ft Width |
| Garage Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13706 SPENCE DR |
|---|---|
| City | CORAL |
| State | MI |
| Zip | 49322-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | 599-385 . LOT 12 SPENCE'S SUNNYBANK SHORE COWDEN LAKE. |
| Legal Subdivision | SPENCE'S SUNNYBANK SHORE |
| Legal Lot Number | 12 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | MAPLE VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970600 |
Source: Montcalm County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2196 34TH ST, ALLEGAN, MI 49010-9214 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on Record |
| Deed Sale | Aug 14, 2026 · Amount on Record |
| Deed Document Number | 20268644 |
| Prior Transfer Date | Mar 31, 2011 |
| Prior Transfer Doc | 1507/0417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Aug 14, 2026 |
| Property Address | 13706 SPENCE DR, CORAL, MI 49322-9728 |
| Document Number | 0000008644 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20268644 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253,762.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2196 34TH ST, ALLEGAN, MI 49010-9214 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008645, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20268645 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Maple Valley Township |
| Unified School District | Lakeview Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,900 (+4.02%) | $351,800 (+4.02%) | |
| 2025 | $2,169.00 (+2.17%) | $169,100 (+13.03%) | $338,200 (+126.07%) |
| 2024 | $2,123.00 | ||
| 2023 | $149,600 | $149,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HomeWorks Connect Fiber | 1,000 / 1,000 |
| Point Broadband Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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