Spokane County property record for 13706 E 28th Ave, Spokane Valley, WA 99216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,979 sqft · built 1961 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Sep 2022) |
| Tax Bill | $4,140 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45274.0604 |
| Primary APN | 45274.0604 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 2,766 sqft |
| 1st Floor Area | 1,202 sqft |
| Basement Area | 1,036 sqft |
| Finished Basement | 777 sqft |
| Unfinished Basement | 259 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,700 sqft (0.269 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Canopy | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13706 E 28TH AVE |
|---|---|
| City | SPOKANE VALLEY |
| State | WA |
| Zip | 99216-0264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | MOUNTAIN VU 4TH L4 B6 |
| Legal Range | 44E |
| Legal Township | 25N |
| Legal Section | 27 |
| Legal Subdivision | MOUNTAIN VU 4TH |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 12702 |
13706 E 28th Ave is owned and occupied by two individuals who bought it in September 2022.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13706 E 28TH AVE, SPOKANE VALLEY, WA 99216-0264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN PACIFIC MORTGAGE CORPORATION |
| Sep 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on File |
| Deed Sale | Sep 26, 2022 · Amount on File |
| Prior Sale | Jun 8, 2007 · Amount on File |
| Deed Document Number | 20227241931 |
| Prior Transfer Date | Apr 27, 2015 |
| Prior Transfer Doc | 0006392540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 29, 2026 |
| Property Address | 13706 E 28TH AVE, SPOKANE VALLEY, WA 99216-0264 |
| Document Number | 0007485265 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20267485265 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 13706 E 28TH AVE, SPOKANE VALLEY, WA 99216-0264 |
| Document Number | 0007485265, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20267485265 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 26, 2022 |
| Property Address | 13706 E 28TH AVE, SPOKANE VALLEY, WA 99216-0264 |
| Document Number | 0007241931 |
| Map Reference | VOL 5 PG 45 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 7241931 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,405.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13706 E 28TH AVE, SPOKANE VALLEY, WA 99216-0264 |
| Document Number | 0007241932 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 7241932 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2026 property tax bill for 13706 E 28th Ave was $4,140, up 5% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane Valley City |
| Unified School District | Central Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,140.00 (+5.05%) | $389,400 (+0.49%) Land $120,000 Building $269,400 | $389,400 (+0.49%) Land $120,000 Building $269,400 |
| 2025 | $3,941.00 | $387,500 (+7.85%) Land $110,000 Building $277,500 | $387,500 (+7.85%) Land $110,000 Building $277,500 |
| 2024 | $359,300 (+22.8%) Land $80,000 Building $279,300 | $359,300 (+22.8%) Land $80,000 Building $279,300 | |
| 2023 | $3,442.00 (+0.73%) | $292,600 Land $60,000 Building $232,600 | $292,600 Land $60,000 Building $232,600 |
| 2022 | $3,417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13706 E 28th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13706 E 28th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERA WATER & POWER serves 24,692 people · EPA ID WA5391450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | 21 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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