13703 E Twete Rd, Athol, ID 83801 Property Records

Kootenai County property record for 13703 E Twete Rd, Athol, ID 83801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,339 sqft · built 1992
Lot Size	19.6 acres (853,950 sqft)
Owner	Individual Name on File
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage May 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`53N02W177950`

Property Details

APN / Parcel Number

Primary APN	`53N02W177950`
Alternative APN	`180955`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,339 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Construction Type	Frame
Foundation Type	Concrete
Lot Area	853,950 sqft (19.6 acres)
Garage Type	Detached
Garage Area	2,432 sqft
Parking Spaces	8 Parking Spaces
Pole Barn	1,596 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	180955
Street Address	13703 E TWETE RD
City	ATHOL
State	ID
Zip	83801-5082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX# 15485 EX PTN RW [IN NW-SE] 1753N02W
Legal Subdivision	NW-SE
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3024
Census Tract	203

Owner

Source: Kootenai County records · APN 53N02W177950

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	13703 E TWETE RD, ATHOL, ID 83801-5082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 30, 2018	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP
Sep 26, 2018	Re-recorded Document ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2018
Deed Sale	May 30, 2018
Deed Document Number	2645576000
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13703 E TWETE RD, ATHOL, ID 83801-5082
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	NORTH ID TTL CO COEUR D ALEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13703 E TWETE RD, ATHOL, ID 83801-5082

Mortgage

Document Number	2914793000
Date	Sep 12, 2022
Instrument	2914793000

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13703 E TWETE RD, ATHOL, ID 83801-5082
Transaction Type	Mortgage
Record Updated	Aug 04, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2645577000
Date	May 30, 2018
Instrument	2645577000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13703 E TWETE RD, ATHOL, ID 83801-5082
Transaction Type	Mortgage
Record Updated	Aug 04, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2718798000
Date	Oct 22, 2019
Instrument	2718798000

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13703 E TWETE RD, ATHOL, ID 83801-5082
Transaction Type	Mortgage
Record Updated	Aug 04, 2022
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2839604000
Date	Jun 14, 2021
Instrument	2839604000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 30, 2018
Property Address	13703 E TWETE RD, ATHOL, ID 83801-5082
Document Number	2645576000
Instrument Date	May 22, 2018
Instrument	2645576000
Transaction Type	Transfer
Record Updated	Aug 04, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13703 E TWETE RD, ATHOL, ID 83801-5082

September 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KOOTENAI ID
Recording Date	Sep 26, 2018
Property Address	13703 E TWETE RD, ATHOL, ID 83801-5082
Document Number	2663108000
Instrument Date	May 18, 2018
Instrument	2663108000
Record Updated	Aug 04, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13703 E TWETE RD, ATHOL, ID 83801-5082

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00 (-9.68%) Homeowner's exemption	$1,060,171 (-2.83%) Land $255,991 Building $804,180	$1,426,036 (+3.11%) Land $621,856 Building $804,180
2024	$3,274.00 (+5.04%)
2023	$3,117.00 Homeowner's exemption	$1,091,063 Land $283,113 Building $807,950	$1,382,997 Land $575,047 Building $807,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Newmax Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

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