13702 Mercado Dr, Del Mar, CA 92014 Property Records

San Diego County property record for 13702 Mercado Dr, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,279 sqft · built 2000
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on File
Last Sale	$510,000 (Dec 1998)
Tax Bill	$12,225 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-368-32-00`

Property Details

APN / Parcel Number

Primary APN	`300-368-32-00`
Alternative APN	`3003681100`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,279 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3003681100
Street Address	13702 MERCADO DR
City	DEL MAR
State	CA
Zip	92014-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	BLK 25 LOT 10 STS&ALLEY CLSD ADJ& TR 000157
Legal Subdivision	DEL MAR HEIGHTS
Legal Tract	000157
Legal Block	25
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	8324

Owner

13702 Mercado Dr is owned by a company that acquired it in August 2010 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	13702 MERCADO DR, DEL MAR, CA 92014-3416
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 1998 · Amount on File
Deed Sale	Dec 4, 1998 · Amount on File
Prior Sale	Jun 5, 1986 · Amount on File
Deed Document Number	1998789275
Last Transfer Date	Aug 12, 2010
Transfer Doc	0000521883
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13702 MERCADO DR, DEL MAR, CA 92014-3416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192095
Date	Apr 28, 2017
Instrument	2017-0192095

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13702 MERCADO DR, DEL MAR, CA 92014-3416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000378904
Date	Jul 15, 2020
Instrument	2020-0378904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13702 Mercado Dr was $12,225 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,116,643 (+2%) Land $559,664 Building $556,979
2025	$12,225.00 Homeowner's exemption	$1,094,749 Land $548,691 Building $546,058
2023	$11,214.00 (+1.66%) Homeowner's exemption	$1,052,240 Land $527,386 Building $524,854
2022	$11,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13702 Mercado Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13702 Mercado Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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