Chesterfield County property record for 13702 Harbour Bluff Ct, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,902 sqft · built 1983 |
| Lot Size | 0.422 acres (18,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $351,000 (Apr 2021) |
| Tax Bill | $3,525 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 728-67-52-84-500-000 |
| Primary APN | 728-67-52-84-500-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,902 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Traditional |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 18,382 sqft (0.422 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 391 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Balcony Area | 82 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 437124000 |
|---|---|
| Street Address | 13702 HARBOUR BLUFF CT |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | HARBOUR BLUFF RESUB LOT 1 |
| Legal Subdivision | HARBOUR BLUFF |
| Legal Lot Number | 1 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 101007 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13702 HARBOUR BLUFF CT, MIDLOTHIAN, VA 23112-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Dec 10, 2021 | Gift Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Apr 22, 2021 | Warranty Deed, Transfer OLD REPUBLIC |
| Feb 6, 2019 | Deed of Trust, Mortgage · Line of Credit LANCO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Prior Sale | Apr 1, 2015 · Amount on Record |
| Deed Document Number | 202126142 |
| Deed Book / Page | 13373 / 983 |
| Last Transfer Date | Dec 8, 2021 |
| Transfer Doc | 013768-890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13702 HARBOUR BLUFF CT, MIDLOTHIAN, VA 23112-2008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013991-156 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 13991/156 |
| Instrument | 2022026768 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | May 26, 2057 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Dec 10, 2021 |
| Property Address | 13702 HARBOUR BLUFF CT, MIDLOTHIAN, VA 23112-2008 |
| Document Number | 013768-890 |
| Book / Page | 13768 / 890 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 2021077887 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13702 HARBOUR BLUFF CT, MIDLOTHIAN, VA 23112-2008 |
| Document Number | 013768-894 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 13768/894 |
| Instrument | 2021077888 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 22, 2021 |
| Property Address | 13702 HARBOUR BLUFF CT, MIDLOTHIAN, VA 23112-2008 |
| Document Number | 013373-983 |
| Book / Page | 13373 / 983 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021026142 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | OLD REPUBLIC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2209 N 52ND ST, WACO, TX 76710-1652 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13702 HARBOUR BLUFF CT, MIDLOTHIAN, VA 23112-2008 |
| Document Number | 12224607 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 13702 HARBOUR BLUFF CT MIDLOTHIAN VA 231122008, MIDLOTHIAN, VA 23112-2008 |
| Document Number | 12224607 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 012224/000607 |
| Instrument | 5536 |
| Name | LANCO FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 18, 2031 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,525.00 (-7.31%) | $436,700 (+2.85%) Land $82,000 Building $354,700 | $436,700 (+2.85%) Land $82,000 Building $354,700 |
| 2025 | $3,803.00 (+12.45%) | $424,600 (+15.1%) Land $78,000 Building $346,600 | $424,600 (+15.1%) Land $78,000 Building $346,600 |
| 2023 | $3,382.00 | $368,900 Land $72,000 Building $296,900 | $368,900 Land $72,000 Building $296,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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