13700 Troia Dr, Estero, FL 33928 Property Records

Lee County property record for 13700 Troia Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 2007
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Sep 2023)
Tax Bill	$6,482 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0700A.0010`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0700A.0010`
Alternative APNs	`262946E30700A0010` `294626070000A0010` `10513373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	2,071 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,667 sqft (0.176 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	26 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513373
Street Address	13700 TROIA DR
City	ESTERO
State	FL
Zip	33928-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT SIX DESC IN INST#2005-120812 BLK A LOT 1
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	A
Legal Lot Number	1
Legal Unit	6
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5000
Census Tract	50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 ANNE TER, SOUTH AMBOY, NJ 08879-1903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Feb 3, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 6, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADERS CU
Aug 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	2023308408
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	0000182694
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 19, 2023
Property Address	13700 TROIA DR, ESTERO, FL 33928-7302
Document Number	0000308408
Map Reference	DOC 20050000120812
Instrument Date	Sep 19, 2023
Instrument	2023000308408
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, SERENITY TTL GROUP OF SWFL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13700 TROIA DR, ESTERO, FL 33928-7302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 ANNE TER, SOUTH AMBOY, NJ 08879-1903
Investor	Possibly a Property Investor

Mortgage

Document Number	0000308409
Date	Sep 19, 2023
Instrument	2023000308409

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 3, 2021
Property Address	13700 TROIA DR, ESTERO, FL 33928-7302
Document Number	0000035730
Map Reference	DOC 2005000120812
Instrument Date	Jan 27, 2021
Instrument	2021000035730
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	BONITA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,471.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13700 TROIA DR, 13700, ESTERO, FL 33928-7302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 TAMIAMI TRL N, NAPLES, FL 34103-2849

Mortgage

Document Number	0000035731
Date	Feb 3, 2021
Instrument	2021000035731

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 6, 2020
Property Address	13700 TROIA DR, ESTERO, FL 33928-7302
Document Number	0000106189
Instrument Date	May 6, 2020
Instrument	106189
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	MARKETPLACE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13700 TROIA DR ESTERO FL 339287302, ESTERO, FL 33928-7302

Mortgage

Document Number	106190
Date	May 6, 2020
Instrument	106190

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Aug 7, 2019
Property Address	13700 TROIA DR, ESTERO, FL 33928-7302
Document Number	0000182694
Instrument Date	Jul 29, 2019
Instrument	182694
Transaction Type	Transfer
Record Updated	Aug 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8 MALLARD RD ACTON MA 017202823, ACTON, MA 01720-2823

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,482.00 (+2.79%) Homeowner's exemption	$430,469 (+2.54%) Land $97,708 Building $332,761	$430,469 (+2.54%) Land $97,708 Building $332,761
2024	$6,306.00 (+24.82%) Homeowner's exemption	$419,819 (+29.93%) Land $108,982 Building $310,837	$419,819 (+4.75%) Land $108,982 Building $310,837
2023	$5,052.00 (-0.43%) Homeowner's exemption	$323,121 (+3%)	$400,798 (+19.28%) Land $101,691 Building $299,107
2022	$5,074.00 Homeowner's exemption	$313,710	$336,009 Land $97,500 Building $238,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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